What is Collision Coverage?

Derek Wilcock: Collision coverage is if your vehicle collides with another vehicle. Or, let's say a teenager has no insurance that hits you, they collide with you and they have no insurance, your collision coverage under your car, assuming you have it, will then cover your car. Or, whatever you collide into.
Whenever there's a collision, whether it's your fault or not, that's where collision coverage can come in.
Brigham Cluff: If you have a loan on your vehicle, usually your lender requires you to have collision coverage.
Derek Wilcock: That's right.