Chime Credit Builder vs Extra Debit Card (2022) | Repair and Build Credit Score!

Let's review how the Chime Credit Builder Credit card and Extra Credit Building Debit cards help boost your credit score? With personal credit scores being so important, affecting all parts of our lives, it's crucial to BUILD or REBUILD a great credit score. With no credit checks, both hards are EASY to be approved for, and report FULL ON-TIME payments to multiple credit bureaus! In this video, we break down a full review of both cards, then go over which one may be better than the other!

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Note: I am not a financial advisor. The ideas mentioned in these videos are for entertainment purposes only. Please do your research before making financial decisions.

#Chime #Extra

[arminredfern]

Credit Strong also increases your credit score. I been using it for 6 months, and my credit score went from 612 to now 728 . Set the anount the you want to pay each month depends on your credit goal. I pay $15 a month. Highly recommended service.

[matheusmuzik]

I spent years building up my credit i got to the point to where i haven't had to use my credit since 2016, even with fair credit scores I found it difficult to buy a vehicle because I didn't have credit for a long period of time for about 6 years; it is amazing how credit is such an important factor but I feel def needs reformed

[MattWelterOfficial]

Yeah it is so crucial for SO MANY reasons to build & maintain a solid credit score. Love this video topics & review Kevin!

[doctorlawyer]

This is the most simple, efficient explanation I have ever heard . Nice 🙂

[SpencerJohnsonOfficial]

Awesome video Kevin. I really enjoy your editing style and the way you explain your topics is really digestible. Both of these cards are great for beginners looking to build their credit and provide users with a seamless experience to do so. If I was to get one of them, I would probably choose the Chime card since they report to all 3 bureaus, but they are both great options!

[GHOSTBAGZ]

man i gotta subscribe just off you explaining everything so clear.

[capableman]

The extra card is now charging 20 and 25 a month! Still worth it if you have never had a cc or bad credit

[ice-cold]

You must have direct deposit in order to get credit builder, you can’t just move money around.

[branbjorn]

Came for chime but learned more about this extra card

[LetsCrappieFish]

Ok, so I'm confused. I have this card. I also have the Credit Builder. What I done was, I transferred funds from checking to builder. $200. I paid a few bills with that. The next month rolled around and they never said I owed anything. So this "pay it back at the end of the month" has me puzzled. Am I double paying bills or what?

[healthfullivingify]

Thanks for a great credit-building video, Kevin!

[hz_sf]

What about getting both of them? will speed up the credit rebuild ?

[LordLazo]

How bad is it that extra doesn’t report to Transunion. I have the card and I see Equifax has my credit at 673 after 2 months but would my fico score not be as good when the time comes?

[robertdzamesi]

I’m 5months old here in the United States with no credit yet. Can I start with chime ? Thank you.

[champreed]

So I'm confused does Chime Credit Rebuilder report each transaction as a credit payment??

[KLAEYZ]

They started with rewards that included gift cards, a few months ago they did away with that and now its just mostly junk rewards. I'm sitting on 275k worth of points and not a single thing worth using them on. pretty lame

[blankprivatecompany]

How long does it have to have direct deposit on that card is it like a 6 month thing or u stuck on that forever

[paulinefaison]

The address that I provided is my correct mailing address

[capableman]

The chime card requires you use their bank ! I dont want another bank account.

[PointsInbound]

That Extra is a really cool looking card!