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What is Credit History and Why Does it Matter? | Discover | Card Smarts
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Learn why your credit history is important and how it plays a part in calculating your credit score.
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To better understand what credit history is, think of it as your credit résumé when applying for new credit, like a credit card or loan. It’s a record of how you’ve used credit and managed your debts and payments. Watch the video to learn about how your credit history is just one part of what makes up your credit score, which lenders use to assess your creditworthiness and determine whether you can be trusted to repay credit when you apply for it.
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Related Links:
To better understand what credit history is, think of it as your credit résumé when applying for new credit, like a credit card or loan. It’s a record of how you’ve used credit and managed your debts and payments. Watch the video to learn about how your credit history is just one part of what makes up your credit score, which lenders use to assess your creditworthiness and determine whether you can be trusted to repay credit when you apply for it.
Related videos:
Subscribe to our channel and also follow us here:
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