What Does a Fed Rate Cut Mean for My Portfolio?

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►00:00 - Intro
►01:48 - Portfolio implications of a rate-cutting cycle
►10:45 - Getting a home appraisal in anticipation of a HELOC
►15:05 - Owning life insurance vs contributing more to retirement
►24:49 - Paying down a high-interest loan vs investing in equities
►29:36 - Understanding cost basis for estate planning


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#thecompound #investing #finance
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Don't worry Duncan, we all have our own Oatly.

mariov
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I am really going to miss these juicy yields on my Short Term Treasuries.

Ryan_Tinney
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Well, 2024 is half gone are not improving for the average American consumer. I'm looking at high-yield dividend stocks. Selling 200k worth of equities is stupid without reinvesting it. I might turn to cash soon if I don't invest it. Any particulars? (Buying bonds or CDs is not for me)

kingcastro-sp
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Haha. Ins guy helpful but am I the only one who found him a lil condescending

no_goo
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40 cents a share is insane. That person should cash those shares in and go all in on triple leveraged Oatly options

seangrealish
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Ben, I completely agree. Fed was too late to raise and now to cut. Powell deserves all the criticism as he is not an economist nor a visionary. Rates should have been cut in March as inflation has been trending down for over two years. Reacting to situations exacerbates problems not solve them. Instead of slowly cutting now they will be forced to take drastic measures risking the markets again. Truly perplexing.

Mr.Eeeeeeeee
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$250 a month for term is a lot. Wonder where he shopped for prices at? I messed around on an online quote tool and it was half that for someone his age and slightly overweight BMI.

ColinLamberton-ui
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Invest the money in a ROTH IRA . Insurance is a scam . The insurance company is going to invest that 250 a month because it’s good math for them .

ronsilva
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I like the spy vs spy look today, goes with the arguing 😂

utubeuser
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How is it possible for someone with a 3% rate to not have enough equity for a heloc? If you got a 3% rate you’ve had your home since about 2020 and in that case almost every house is up 50-100%.

stctjc
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I don’t care for appraisers either! Seemed to me they were willing to do anything so the property appraised

leeward