Top 10 Tips to Live Below Your Means Successfully

#savemoney #frugalliving #moneysavingtips

In this video I discuss my Top 10 Tips to Living Below Your Means Successfully. If you're looking to cut down on expenses, you've come to the right place! Make sure to hit that "Subscribe" button and turn on the notification bell to never miss an update from my channel. Stay tuned for more valuable content!

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- Information on this channel (Jennifer Cook) represents my thoughts and opinions only. I am not a medical doctor, medical professional, financial expert or any other kind of certified expert. I have no professional training in life coaching. I discuss things I’ve learned that have personally made my life better. All content found on this channel (Jennifer Cook) is intended for informational & inspirational purposes only. Please be sure to do your due diligence and contact a professional with any questions you may have regarding any information you have seen or heard on this channel (Jennifer Cook). This video and all videos on this channel are a means of social support.

[ogghuman]

I used snowball method heard from YouTube. And in 2020 I was completely broke and had almost $50000 in debt. But I decided to end debt and start taking things seriously. I cut down all expenses and worked 2 jobs and also go to college . I go home only to get shower, food and 3 hour sleep. Rest I also slept in my car but, within 1.5 year, I paid off all debt. I changed 3 Honda civic in this process each was $1100 in cost because I use to do pizza delivery as second job. Still use same car. I was only 23 year old at that time. After watching your video, you refreshed everything I use to do. Thank you

[Midwestmomvolunteer]

It is a mindset. I am a gardener, I wanted to buy two big planters, I mean larger than average, could not find them for less than $100 anywhere, so nope. Walked into Home Depot, found utility totes, the perfect size I need for $10.00 each, so yeah its a mindset. No one is going to know they are totes and I can do my project for what I consider a reasonable amount. I really try to be mindful of garden spending, cause well flowers and plants are my thing. Great video.

[juliewilver]

I've been completely debt free for 8yrs.and I retired 1 month before I turned 60😅.and I'm totally retired.

[mariasinclair]

Thank you Jennifer for another great video. This week I turned 62yrs and urge people to budget for their senior years. It's vital to do so to avoid regretful financial decisions of keeping up with the Jones and not prioritising savings. Hi from Australia 🇦🇺

[earlglassco]

Budgeting changed everything. We actually figured out where all the money was going, and we stopped the drips. It's amazing how many things fall into place after we're faithful in stewarding the money the Lord brings our way. We love seeing how much closer to out-of-debt we are coming! Great video, as usual! Blessings! :)

[lisettecampbell]

Thank you for articulating this so well. Especially the distinction of being a creator or a consumer.

[maria_w]

Hi Jennifer 👋🏻
My happy place is my garden. This year, I am planting extra herbs to sell to my neighbors.

[jenniferlambert]

Getting out of debt has been my biggest thing I've been doing the past 3 years and I'm finally be where I want to be after this year

[lornaramsay]

Something I heard recently is “your not an influencer, buy you ARE being influenced”

Aimed at the “ooo I need that new candle because XYZ has it” or “I need to re-decorate because XYZ has changed their home and everyone thinks it looks great”

You don’t NEED the candle, they did their job well and influenced you into thinking you needed it…

You aren’t an influencer so who are you trying to impress by re-decorating just to ‘keep up’

❤

[shirleylangton]

I really love the last tip Jennifer! Having debt should not even be an option. Having automatic withdrawals for savings really helps with this. A budget is a given for living a sane life. Most of the worry is gone.

[vixxcottage]

Like you in my 20s I was in heavy debt. Had no idea about money management. I did not live in a money knowledgeable home. Poverty in my childhood made me vow to never live that way as an adult. As an adult I went to college and able to get a degree and a great career. I thought that meant spend, spend, spend. I did. In my 30s I realized the folly of my actions. I started taking responsibility and cut up all credit cards. Now a senior I have not had a credit card for more than 30 years. I have no debt except a mortgage. That will be done soon. Money management is so important. Budget, budget, budget!

[MRemes]

All about the budget. I track incoming and outgoing down to the penny. No debt.

[angelwings]

We track our spending with a pen & paper (in a book). It’s in the lounge where it’s easily accessible. We write in it after every spend. This helps us know how much we have left & keeps us in the budget.

[goodenoughgirl]

lol. Collection calls. (Way back also). Prob also why I got in the habit of never answering calls right away. 😅😅

Hah! Here to also testify about landlording. Esp if you share space with others. It’s NOT passive. It’s been quite the ordeal just for me to learn how to have sufficient boundaries with my tenants. (Although that’s not the only issue or work you’d have to do). I’d say it’s not quite as bad if you have tenants in a separate property, but it’s still very much like a 24/7 “on call” job and the weight of it is always present.

[GretchenIrwin-urtg]

I've never heard someone say it so clearly "dept is not an option" take it off the table. That is cut and dry and clear. Great advice!

[yasmeen]

You always help me get back on track and remind me of my financial goals...Thank you !!

[victorwadsworth]

Just asked checker at Lowes Garden Center if they still discounted torn bags, "yes', got bags of Cannas half price for asking.

[FRANCISJULIEN-zu]

Fantastic, wise suggestions. Millennials greatly benefit from the content of this video about money. You are so young and so wise, I hope they listen to you. I'm in my 70s and love all of your videos.😊

[KLC]

Great video! I'm also debt free minus the mortgage!

[Weaverssoap]

Thank you always. My daily motivation to save