TILA Regulation Z (MLO Study Video)

Special Note: Although both Section 32 (High Cost Loans) and Section 35 (High Price Loans) are both under TILA, only Section 32 (High Cost Loans) is under HOEPA (Home Ownership and Equity Protection Act).

[beeyondsrdet]

Been studying for weeks. I start my 20 hour course today! Yours and Artricia's vidoes have been a great help getting me ahead of the curve.

[victoriaa]

Just passed my test with an 80% yesterday! I listened to a lot of your Videos and they truly helped me. Thanks

[ejohnson]

These Section 32 and Section 35 loans are similar and very confusing. Thank you Lance for breaking this all down. We needed this badly.😳🙏🏾❤

[tomoley]

Slapped it on the first try just a few hours ago. Clay you're truly an inspiration, thanks for the uplifting content and awesome study sessions brother!

[missaltay]

I just passed my exam, (on the first go)!!! I did it just hours ago at 3:am IN THE MORNING... what a crazy time for a test!!! I wanted to let you know that throughout the test I was visualizing your videos and there is no question that you helped me pass. I did the Affinity course with study prep... what a great tag team!!! Thanks for all you do, I will be forever grateful!😇😇😇🙌

[cawaterpolo]

Thing to note: under High Priced loan, you are missing a 2.5% or more for the Jumbo loans.

[RJManeri]

This is a fantastic study tool instead of just listening to someone speak.This is what i have been looking for...Thank you!!!

[Prukasz]

I will recommend this to everybody I know that is trying to get into this game. Thank you for making these!

[Ana-zwsf]

Your video is amazing! I’m still a fairly new real estate agent, and recently finished my MLO courses. Thank you so much for this! It’s going to help me so much as I’m getting ready for the exam. Love your energy!

[parday]

Passed 80%
Enjoyed vids on my phone since that was the only online access.
Hurts my ego I didn't get a higher score but considering

[lottiechavez]

Thank you, I thought I understood but I really didn't until you went in depth.

[dezrossjr.]

Just passed this morning! Your videos were crucial

[coachempress]

Great video, I’m feeling more confident taking my MLO exam today

[franky-]

thank you very much, you are amazing, energetic, and a great ability to synthesize!!,

[brittrosey]

I have completed my MLO course and am studying for the exam. Thank you SO MUCH for these videos!! This is going to help me so much with the exam! Very thankful for you!

[BeNaturalsBeautySupply]

I failed the exam by 3 points 🤦🏾‍♀️😭😡! I’m preparing to take it again in a few weeks. After watching your study videos I’m confident that I will pass it this time around.

[genelevesque]

Excellent content on this video. Thanks so much for sharing. Taking my exam next Wednesday.

[mauriciolinares]

I met you, you did a talk at my high school, Watkins mill, don't remember exactly what you talked about but I remember you has great energy, now your a youtuber that's great, wish you luck

[huelu]

Thank you! very easy to understand and remember. :) Do you have time for FACTA and ethics videos? Liked!

[beeyondsrdet]

Thank you for your content again sir. Passed first time.