The One Thing Holding You Back Financially

What’s holding you back financially? We asked. You answered. And spoiler alert, T-Swift may have been onto something when she said, “It’s me, hi. I’m the problem, it’s me.”

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[AnnieHolsen]

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

[ClarkeGriffiny]

At the very least, I now grasp the concept of leverage. Creating wealth and financial freedom isn't as tough as many people believe. Building wealth and remaining financially stable indefinitely is a lot easier with the appropriate information. Participating in financial programs and products is the only true approach to make a high income and remain affluent indefinitely.

[TeresaLiam-zo]

So much knowledge! Absolutely free! I was never taught anything about money, I am praying and working to change that. I am in my 50s no retirement no savings because I made a lot of mistakes when I started investing, trying to correct that now. Already have a few thousand$ saved up to invest for long term. I would like to know what advice you could give to start my investing journey. Listening to you gives me inspiration and wisdom. Thank you so much!

[GabrielChaffman]

The avg. American is having a tough time, I know I am not alone. There are others in same position as me. By certain statistics: 22% of americans have no retirement savings. 64% are worried that they will not have money in latter years while 47% of adults who are not yet retired think they have to work part-time in retirement. How can I best grow the 100k I have saved seperately outside retirement access which of course had depleted over the years??

[JenniferCochran-we]

I'm so happy I made productive decisions about my finances that changed my life forever. I'm a single mother living in Melbourne Australia, bought my second house in August and hoping to retire next year at 43 if things keep going smoothly for me..

[jacejunk]

Horse clip reference was funny. I think George is the most relatable of all the Ramsey personalities.

[mrsh]

I got ahead by not eating out, no longer buying more clothes than I can wear, and temporarily increasing my work hours, to pay off the mortgage. Debt free for years

[JackStainstone]

Our economy can actually get better if only the govt can start making better decisions for the sake of it's citizens, cos' they've really made life more difficult for its residents. Hyperinflation has left the less haves bearing the brunt of the burden. Its already eating into my entire $620k retirement portfolio. Like where else can we invest our money with less risks?

[JenniferLynd]

*Thank you😊 for this video, do you offer account management or have any recommendations?*

[matiasperez]

George you are awesome, I can't believe I just start watching you now. thanks for the laugh and the advice.

[Kin--]

High prices for everything have severely affected my plan. I'm concerned if people who went through the 2008 financial crisis had an easier time than I am having now. The stock market is worrying me as my income has decreased, and I fear I won't have enough savings for retirement since I can't contribute as much as before.

[CarmenHyde]

George, you’re always informative and hilarious! I appreciate you! (Those little sound bites that you pop in here and there are genius!)

[JaySmith-pvmw]

Target isn't holding you back financially. GOING to Target is.

[cdunnemt]

Why is every financial YouTuber gas lighting us on inflation.... Food costs are way higher than 15% so is housing, transportation. Sure consumer goods maybe 15% but its not the sole reason for the struggle but it's 100% a contributing factor

[Redbull_]

I retired from the Army and now make less, but I'm paying off debt faster than I was in the Army. It's discipline. Nothing else.

[tracyaf]

I love the frequent callbacks to that horse comment 😂

[palpatine]

My expense has been going on since the late 90’s. I keep sending a prince the fee to collect my lottery winnings, but he hasn’t sent it yet.

[AR-lnln]

Nothing's holding me back. My expenses are low and my money grows faster than I can spend. Took some time to get to this point, but learned a lot and enjoyed the journey.

[astrostl]

16% over 4Y is government-measured Consumer Price Index (CPI), not necessarily experienced inflation. Key categories like housing, insurance, food, and transportation are up big.

[NorwoodGuernsey]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.