Revealing The INSANE Perks of The $10 Million Dollar Credit Card

Today we're going to review the $10 Million Dollar JP Morgan Reserve Credit Card and how it compares to its competition - Enjoy! Add me on Instagram: GPStephan

The YouTube Creator Academy:

As it is now, the JP Morgan Reserve annual fee is $450 per year - and for that, here’s what you get:

1: You’ll get a $300 per year travel credit that automatically reimburses you for ANYTHING travel related.

2: You’ll also get a $120 Statement Credit For Doordash Deliveries, and free DashPass for 2 years - which is worth another $120 per year.

3. You’ll also get 1 year of complimentary Lyft Pink when you activate the service using your card - and that’s a $240 value.

4. Next, you’ll also get free priority pass lounge access for yourself and up to 2 guests anytime you travel - and this has a minimum value of $99 per year, all the way up to $399 per year depending on how much you travel.

5. Now, even better than that…one of the unknown perks of this card that I didn’t even know about when I signed up until someone told me…was that it comes with FREE United Club Membership when you request membership over the phone.

6. Sixth, you’ll also get complimentary global entry or TSA PreCheck which works out to a $100 statement credit every 4 years.

And 7th through 15th…you just get a whole bunch of other perks and services, like up to $10,000 worth of trip cancellation, complimentary rental car insurance, complimentary roadside assistance, lost luggage reimbursement, free hotel upgrades and services, and even free medical and emergency dental benefits when you’re more than 100 miles away from your home.

Now, in terms of EVERYTHING ELSE though - and how it compares with OTHER credit cards out there - from my experience, it’s definitely BETTER and it has a LOT of improvements - but, it’s not something that’s so crazy or hyped up to be a “$10 million dollar credit card.”

For example, let’s compare it to the Chase Sapphire Reserve. To get this card, it’ll cost you $550 per year…pretty much anyone can get it if you have a thorough credit history…and it has NEARLY THE EXACT SAME BENEFITS as the JP Morgan Card.

The American Express platinum also costs $550 per year…but, some of its benefits are a little more niche.

For instance, instead of giving you a broad travel credit…they’ll just give you a $200 airline credit towards incidentals that you can redeem through one airline of your choice. You’ll also get complimentary Centurion Lounge Access anytime you travel. American Express will also reimburse you $15 per month in Uber Expenses, and that increases to $20 in December. You’ll also get $100 per year to spend towards Saks 5th Avenue.

They’ve also just recently added on a $20 per month free streaming credit that you could use towards Spotify, YouTube Premium, Netflix, or anything like that through the rest of the year…and a $20 per month Phone Credit when you pay your phone bill through the American Express Card.

Even though the JP Morgan card is almost identical to the Chase Sapphire Reserve…this does come out ahead. It’s got more benefits, a lower annual fee, and better customer service. It’s REALLY easy for this card to pay for itself almost immediately, and everything after that as profit.

My ENTIRE Camera and Recording Equipment:

*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

[DanielIles]

*J.P. Morgan reserve is definitely the computer class nerd no one noticed until he got jacked and rich in his 20s*

[imgonzalez]

Graham: Dang this Annual fee coming up

Graham again: wait I got an idea...

[keerankirubakaran]

Why are credits cards so weirdly interesting!

[ChristopherHeinz]

Graham: "Revealing the INSANE perks of the $10 million dollar credit card"

Also Graham: "it's basically 99% the same as the Chase Sapphire Reserve"

[danibonilla]

I followed your instructions during the video and I smash the like button 4 times. I think I unliked it

[brettbeckwith]

The INSANE Perks of my Student Discover Card: i buy candy with it sometimes

[Manuel_Juarez]

JPMorgan: take this video down, we don’t want the added attention to the card. Haha

[dirtrichdustin]

Dave Ramsey would be dying if he watched this 😂

[kugelschreiber]

I work in the service industry here in NY and I've seen a grand total of 8 of my regular guests with this card. They usually come in everyday, and are honestly some of the nicest people I've ever met. Oh, and they always tip, generously at that. But they also share another thing in common: they're all generally very quiet, and seem reserved, albeit nice.

[ЕгорМалыгин-зи]

I feel like when you have $10+ mil, all those perks are kinda irrelevant...

[cwayne]

I feel like a guy with 10M wouldn't be your typical Lyft and DoorDash user.

[justSTUMBLEDupon]

Now this is why I love this guy 😂
Review on credit cards, finances, and especially real estate... one of the few people on YouTube that can make you a millionaire if you follow his steps and do your research

[lilbayne]

The Sapphire Reserve is actually $450 for this year, and then $550 starting next year. It was going to be $550 this year, but then the rona hit.

[ad_ham]

What I wanna know is what he said to the people on the phone after the cut.

[rubencarbajaljr.]

Almost spit out my drink when they answered in less that 10sec😂😂😂😮

[fascinatingworlds]

Watching your channel always gives me the feeling that im broke as hell

[NuanceBro]

You forgot the Delta elite status with the Amex black card

[AbcdEfg-opkh]

Its crazy how well savannahs boyfriend has us trained on hitting the like button. By the time i paused the video and clicked outside of fullscreen to hit the like button it was already blue without me even remembering o had already hit it in the first place.

[kevinsingh]

When you have 5 credit cards but only use debit...


The story of my financial life.

[narusku]

I'm from London and regularly watch your vids, Graham - great stuff!