Naniniwala ba kayo sa 0% Interest ni ATOME at ZED? Eh Paano Sila kumikita? May Libre pa ba sa Mundo?

Atome Referral link:

-------OWN BANK REFERRAL LINK ----------

Referral Code: M6HYEW

Kung wala kapang OWN Bank Account, Register ka na using my Referral Code or Link. Make sure to Upgrade and deposit atleast P50. Let it Stay for 3 days then You will be rewarded with P50 Interest coming from the P300,000 Trial Voucher. Hindi pa yan, Meron ka pang additional 6%PA Interest Voucher on top of your Base Interest so 12%PA na kaagad.

PAYMAYA Referral CODE:

My Invite Code is VE6W5EJD98KQ

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[lsclhod]

Salamat ng maraming sir at sa wakas nanalo na po ako sa papremyo nyo, ang saya ko po, , , ❤❤❤🎉legit talaga, , para po ito sa mga anak ko,

[LeoLeo-etoj]

Don't skip ads in order to support this channel.

[jameskun]

0% pero ang laki din dami ng customer ng credit card para kumita naman sila..salamat din video nito sir lods..GOD Bless po

[HeyMrJay_]

kahit 0% pero sa laki at dami ng consumer ng credit card kumikita pa rin sila..
salamat sa pag papaliwanag

[lowkeygaming]

Regarding installments, I always do what you mention na i check kung magkaiba yung straight sa installment ksi kung ano mas mura yun kukunin ko since I always practice yung "spend only what you can afford" kaya I can pay in full kung ano man bibilhin ko lalo na kung aware aq na lugi aq sa installment na option. Pero pag na compute ko na same lang tlga yung instalment amount sa straight purchase syempre dun tayo sa instalment khit 3mo. lng para di masakit sa kalooban pag lumabas na yung SOA 😅

[MarcBrigs]

Honestly, mahirap talagang magtiwala sa mga "0% interest" na offers ngayon. Minsan, parang sobrang ganda ng deal na parang too good to be true. Sa experience ng iba, napansin nila na may mga hidden charges na hindi agad sinasabi. So kahit na 0% interest, may mga additional fees or charges na pwedeng magpakahirap sa pagbayad. It's always better to ask for a detailed breakdown ng payments para siguradong walang surprises. Kailangan din natin maging mapanuri at magtanong nang mabuti para makasiguro.

[remiljaneembon]

Yes i belive. Pero knowing namn po na may difference tlaga po sa price ng pag CASH compare sa Intallment Price, automatic yun na po yung pinaka interest na babayaran mo using credit card.
Once you choose the installment BASIS, expect that you will pay higher than CASH BASIS. Yun lang po ..

By the way, i am new to your channel. Super nakakatulong ka po for the people like me na bago lang sa mag ganitong financial advices.
I just got approve by ATOME, pero wala pa rin po ang Card, kasi processing pa. I watch you video before ko pp gamitin cause i want to be more knowledgeable and careful beforw i will use it. Thank you for your video sir pat. I continue watching you vlog, it helps me a lot 😊😊

[crisarondorado]

Karamihan po sa stores may hidden fees po talaga pero meron din naman din talaga na "0 interest " po

It's up to us na lang talaga kung paano gagamitin credit card na beneficial at panalo lagi tayo.. 👍🏻🙌🏻

[czerie]

May mga hidden charges lalo na pag appliances ang bibilhin. Much better if mag straight payment, request na lang sa bank ng in house installment since mas mababa pa ang interest amount nung time na nag compare ako ng price.

[elsenor]

Meron lalo na pag inistallment. Kasi pag PIF or Paid in full kung anong binili mo gamit CC yun din babayaran ehh. Yung ibang CC bumabawi sa mga annual fee or sa Membership monthly fee like Home credit card

[radagasdas]

Credit card is for the big transaction items, yung sa Debit card is the small purchases.

[paulodexplorer]

true.. merchant like us pay, in our case 16, 000 every one million transaction.

[dezaiire]

Sa side ng consumer i guess its true peru sa dami ng gumagamit ng services doon sila kumikita..

[lsclhod]

May hidden charges yan sir pat, , , paano naman sila kikita kung 0% interes, , sempre po business yan, , , hindi sila mag build ng business kung hindi sila kikita, ganun lng yun, 😅, thanks po sir for your knwledge

[riamjulz]

Si BillEase meron dn 0% up to 2k of your CL if you opt to fully pay before the 1st billing. Si Mocasa I dunno pro meron sila ina advertise na 0%.

[jheanegeronimo]

Zero interest pero pag kuha mo ng instalment my down ka ng gento tas monthly mo ganyan😆 in 6 months tas pag compute mo kasama ung down mo🤯 ayoko na umulit😆😆😆 hc. Salamat kuys naaprove nq sa atome pero dq gngamet pang emergency lang sya gaya ng sbe mo at tama naman yun iba ung want sa need.

[radagasdas]

Better cash payment if you want to save money

[argieryfranca]

Hindi po ako naniniwala sa mga ganun na 0% interest matagal ko na pong alam yun na kumikita pa din sila sa mga transaction fees pag magwiwidraw ng cash through ATM at my hidden charge po talaga kahit saan stores kasi kung wala talaga e parang niloloko lang nila un mga sarili nila..

[yancamalig]

Hindi Ako naniniwala 0% interest dahil sa items na kinuha doon siya my kita.
Kasi pag cash discount pag credit card regular price.

[marivicdutosme]

Marketing strategy nila ang zero intetest.