Chase Ink Unlimited // Get Approved Without A Business!

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In this video, I go through why I'm applying for the Chase Ink Business Unlimited, I share my credit history data points, and then I walk you through the application process. The Chase Ink Business Unlimited® is a great catch-all credit card for small businesses and sole proprietors as it earns a flat 1.5x back either in the form of cash back or Chase Ultimate Rewards Points. Since you can then transfer those Chase Ultimate Rewards points to a Chase Sapphire or the Chase Ink Business Preferred®, this card is a no-brainer for those of us who are already invested in the Chase ecosystem. On top of that, the Chase Ink Business Unlimited offers a lucrative welcome offer (in the form of Chase Ultimate Rewards Points), making this card a must-have so long as you can meet the minimum spend requirement. So, if you're asking yourself "Which credit card should I get for my small business", this video is certainly worth the watch.

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- Joshua Butler

Chapters:
0:00 Why I'm Applying
4:34 My Credit History Data Points
6:42 The CIU Application

Advertiser Disclosure: Some of the products that appear on this website are from companies from which Joshua Butler will earn an affiliate commission or referral bonus. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Joshua Butler is not a financial advisor. This video is for entertainment and education purposes only. It is not financial advice.

[SpencerJohnsonOfficial]

That recon line can do wonders for you! Congrats on the approval Josh! 🎉 This is honestly a card I'm heavily debating adding if I want to relax my applications until I'm under 5/24. That bonus is too solid to pass up!

[TheCreditFrog]

Congrats on the new card Josh 🎊! And another great SUB as well! Definitely love the simplicity of this card, and I had a similar situation happen to me when I applied for an Ink card for the first time! Like you mentioned, calling the recon line is key, and then you don't have to waste all that time waiting for a response or for your card to arrive (gotta get started on that MSR ASAP)!

[ChaseYokoyama]

Yayyy congrats on the approval! 👏🏽 The recon line is clutch and this is a PRIME example on why people should give it a try

[MannyCovington]

Congrats on the approval! I definitely want to add this to my lineup later down the line!

[OfficialEricGao]

Congrats on The Approval! Chase Ink Unlimited Gang!

[MattWelterOfficial]

Haha love the Cat in the intro! I'm unfortunately over 5/24 but I'm really hoping to add both Chase Ink Cards sometime in the future for those superrrr high welcome bonuses! Awesome that you were able to get them on the reconsideration and get that application approval pushed through! Great video Josh!

[callmeNeno]

Nothing like getting approved 😊congratulations 🎉

[ItsMeCJ]

SEVENTEEN personal cards??? Goodness, I wouldn’t be able to keep up!! Also, look at you coming in clutch with that credit score! I want to submit my application to join club 800, what are the requirements sir 👀? And that credit limit 😲! Congrats bro! I’m honestly surprised that you had to call to push the application through since you have other Chase credit cards….but then again, Amex treated me the same way….and then you know the rest 😅.

[avumposts]

That first ad break really left a cliffhanger when you were about to tell us the most important question to ask ourselves. Also, why kitty so sleepy? 😂

[mclaine]

Idk bro… you claimed “no business needed” but you have a legit LLC and they had to manually review it and send them actual paperwork. I’m very skeptical this works for sole proprietor who’s making pocket cash as a side hustle.

[jenn]

Thank you and appreciate the video. Have a bless day.

[tommyodonnell]

Does chase business report to personal credit report? My AMEX cards don’t show on my personal credit report, but Capital One does. Curious if this one will thanks

[DZtoUSA]

What is your small business? Maybe you can promote it here for your audience

[phyllisgraham]

what does the minimum score need to be and what bureau do they use should you freeze your personal cb

[shaquille]

So did you just open the business account and then apply? And get approved for that limit.. or you had cash flow

[robertolarreal]

I have a good to excellent credit profile, my only doubt is to apply for this Chase card without a chase business checking account. I do have a business and proper paperwork. Would you still recommend it? just curious

[XPELUCE]

Why you dont chose the Ink Business Cash® Credit Card ???? Why the Ink Business Unlimited® Credit Card is better

[harveyjones]

do you use a virtual address for your duns? or your home address ?

[bryantgeorgen]

Yeah, sure. Just have a 750 FICO or better. No problem 🙄

[avumposts]

How long did you stay on hold for? Also any good hold music?