Bajaj Finserv EMI Card Honest Review || Bajaj Finance Card Kaise Banaye

Bajaj Finserv EMI Card Honest Review || Bajaj Finance Card Kaise Banaye

Bajaj Finserv is one of the most popular financial institutions of India and has made a mark for itself in the financial services industry over the years. To leverage on the presence Bajaj Finance has built over the years, Bajaj Finserv Insta EMI Card was launched.

Through this Card you could purchases (both Online & Offline) from 1 lakh partner stores throughout India on EMIs with ZERO Interest. In this Video, you will get complete Bajaj Finserv EMI Card Review with features, benefits, pros cons and highlights.

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[hknitin]

market rates of products rate are 10 to 15 % less if purchased directly from vendors or in one time payment

[saikamal]

of course it's true... they'll have targets for insurance & they get incentives .... my friends are working in Bajaj finance only

[EasyVigyanUPBoard]

They always cut money from my account
Never close card after complaint
Don't take this 😭😭

[sufiyansheikh]

My mom is using this card since 2015 and it has worked as a blessing for us in times of shopping for some essential expensive items like refrigerator etc. on emi. My mom's cibil score has also improved significantly in the past years through this and now she regularly gets calls from banks who offer her loans and credit cards based on her good score(i guess it's around 800). Basically, if you guys pay your dues on time and spend your money wisely, then this card will definitely be beneficial for you😄

[abhishiktmohanty]

3:20 the claims that u r talking r absolutely right. The same thing happened with my father, from his account money was debited multiple times without any info. After serveral call with support they say that we had made an insurance. Which was completely fake. Its a great company but they play dirty tricks too. So be aware.

[JesusRealHope]

Mujhse KYC wale ne one time payment kara di 899...Aur ek mahine baad hi 499 ka charge add hoker aagya. 😧

[MrArpit]

आप सब गलत बोल रहे है।
1. 550 +gst लेते है। हर किसी से
2. 9 महीना से अधिक नही मिलता emi
3.कुछ लोगो से प्रोसिसिंग के नाम पर 1200 rs तक लेते हैं
4. emi नही देने पर 295+gst लगता है और ये लोग जिनके ac में emi के बराबर है पैसा हो उसका 295rs cut करने के बाद फिर से 295 कट कर लेते है। सबसे ज्यादा ऐसे लोगो को हे टारगेट करते जिनके ac में काम पैसा हो।

[ankurdwivedi]

Let me tell you the most frightfull fact of this card, : When you by chance miss your payment AND you can't pay for some time, Bajaj finance has hired local goons to harras customers they openely come at odd hours and may use verbal abuse (even physical) even for a petty amount like 500- 1000 and that's a fact and if you complain to their higher authorities they themselves promote this kindof abuse

[MohitKumar-xiwg]

The unconditional loan insurance was levied on my account without my consent and they even don't respond in customer service. The best you can do is to tweet to Bajaj finance regarding your problem, this method really works and I have tried it.

[ronakverma]

She is really great at explaining anything. 🧿

[saswatab]

Very useful card to buy things in EMI. But Bajaj doesn't offer physical card anymore these have this card in their Mobile app now. But you are right Bajaj notorious to charge without customer knowledge.

[Rizworld]

I have this from 2019 i m happy with this card no issue at all till now, time to time payment and aslo my limit is increased 85 to 120000 now

[Indian-nlzd]

3:11 what you said is true, it happened with my friend. without any information they have deducted money from a/c. and when asked at bank they said it is for insurance.

[aydipatil]

Yup! Just bought a New Phone on Bajaj EMI Card & with the Loan amount I got a HDFC Insurance worth 1100₹ without even asking me!

[rajveerkhajuria]

To those who are bothered because bajaj is automatically deducting money from their bank ac plz cancel the e - mandate from your banking app as I ' ve done from my kotak app otherwise contact the bank they will cancel the ecs mandate

[bbb]

🧐are madam Kitna acche se samjhata hai yaar😅😄😃😀😁👌👌👌🌹

[nikurajdeka]

When you purchased something from offline market using your bajaj finserv emi card, the vendor tend to add extra amount on the actual price of the product. Suppose you r paying a down payment of 5000, the vendor tend to pay Rs. 3000 to bajaj and other Rs 2000 keeps for himself. And as such emi per month tend to rise. Which you dont pay attention at the time of purchase. Cause you r getting something on emi which mean you dont have to pay at a time and as such we are ready to bear that extra cost as it gets divided into monthly installments and does not such hamper us. But this is totally wrong

[SidRaj-dwyz]

Thankyou very much.. I wish all videos on youtube about Info were as crisp and clear ( to the point ) like you... Really liked ur video and was very helpful..Keep Posting

[roshan]

I am saying this times, don't buy loan or EMI from Bajaj, never do this mistake again and I have already Experienced.

[manishrawat]

Have been using this card since 2016, bought multiple products but have not faced any money deduction issue so far