Read the Charts!! Medicare Supplement Plan G vs N

Read the Charts!! Medicare Supplement Plan G vs N

Call Now: 1-844-552-7426

----------------------------------------------------------------------------------------------------
Medicare supplement plans, often referred to as Medigap, play a crucial role in helping beneficiaries cover expenses not included in traditional Medicare. As we approach 2024, it's important to understand the nuances of these plans, particularly the popular options like Plan G and Plan N.

Medigap Plan G has been widely chosen by those seeking comprehensive coverage. It covers most out-of-pocket costs except for the Medicare Part B deductible. In contrast, Medigap Plan N is often more budget-friendly, offering slightly less coverage. It requires small copayments for doctor visits and emergency room trips and doesn't cover the Part B excess charges. When comparing Plan N vs Plan G, the decision often boils down to the individual's health needs and financial considerations.

Another aspect to consider is the difference between Medicare Advantage and Medicare Supplement plans. Medicare Advantage plans are an alternative to Original Medicare, offering an all-in-one solution that often includes Part D prescription drug coverage. In contrast, Medicare Supplement plans are add-ons to Original Medicare, designed to fill the coverage gaps. They do not include prescription drug coverage, which is where Medicare Part D comes into play. Part D plans are standalone plans that cover prescription drugs, and they can be paired with either Original Medicare or Medigap plans.

The High Deductible Plan G is an option for those seeking lower premiums in exchange for a higher deductible. This plan offers the same benefits as the standard Plan G but requires beneficiaries to pay a higher deductible before coverage kicks in. This can be a cost-effective solution for those who don’t anticipate frequent medical services but still want comprehensive coverage once the deductible is met.

Cigna and Aetna are major health service companies providing Medicare Advantage and Medicare Supplement plans. Their coverage options can differ significantly from state to state. For instance, a Medicare Advantage plan available in Florida might offer different benefits or provider networks compared to a similar plan in Texas or California. This regional variation is crucial for beneficiaries to consider.

Pharmacies like CVS and Walgreens play a pivotal role in Medicare, especially concerning Medicare Part D, which covers prescription drugs. These pharmacies often have preferred status in certain Part D plans, potentially offering lower copays in states like New York, Pennsylvania, and Texas. In major cities like Los Angeles, Dallas, and Houston, access to these pharmacies can influence the choice of Medicare Part D plans.

In states like Florida and California, where there is a high population of retirees, Medicare plans offered by these providers might have more options and competitive pricing due to the higher demand. Cities like Tampa and Los Angeles might see more customized plans catering to diverse urban populations with specific healthcare needs.

Watch these other great videos from other channels:

Related Tags:

medicare supplement plans, medicare, medicare plan g, medicare supplement plans 2023, high deductible G plans, medicare advantage vs medicare supplement, medicare explained, top medicare plans, best medicare plans, High Deductible, High Deductible Medicare Plan, High Deductible Medicare Plan G,High Deductible Plan G, Medicare Plan G, Medigap Plan G, Medigap Plan G vs. High Deductible Plan G, Medigap plan, Plan G, high deductible g, high deductible medigap, high plan g, medicare supplement plan g, medicare supplement, medigap plan g, medigap high deductible g, high deductible plan g, medicare advantage or medicare supplement, which medicare plan is best, medicare supplement plan, medicare supplemental plan, medicare medigap plan, medigap plan, supplemental medicare plan, medigap plans 2024, medigap plans 2023, medicare supplemental insurance, medicare supplement plan g, medicare supplement plans, supplemental plan, medigap plan g,

Disclaimer: This video is for entertainment purposes only. If you want advice on Medicare or any of its plans, please speak to a licensed agent, whether it is me or another licensed agent. No advice should be taken from this video. If you don't speak to me about your individual concerns, I can't give you my 100% opinion. Brian Monahan and Medicare 365 are not responsible for any actions that you take.

#medicare #medigap #medicare365 #brianmonahan #highplang #medicarehdg #bestmedicareplans #top3medicare #top3medigap #medicaresupplement #medigapplang

[medicare]

Most people are going to get a Medicare supplement plan G or plan N. Which is for you?

[carolinebeck]

Love our plan N! I have noticed the last appointments have added the full $20. I go twice a year so it's not a big deal. A new Dr. had hubby pay $20 up front before the appointment. We're still saving hundreds of dollars going with plan N over G.

[dandan]

I signed up for Plan N and Part D yesterday with Brian. It was a pleasure talking with you and he completed it in like 20 minutes. The rest of the time I was jibber jabbing. lol. Thanks again Brian!

[RC-vvnr]

Plan N 2024 in New York, the premium is $242.75 monthly. An increase of 12% from previous year. In just a matter of a few more years it’ll be over $300 a month, this is excluding Part D drug monthly premium. It’s just not sustainable. The only other option is Medicare advantage, and that has more minuses than pluses.

[lizettramos]

Great job Brian your the best in given us the best information about Medicare thanks

[Edu_Kate]

I'm in Minneapolis, MN. It sounds like Medigap Plan N is appropriate for me.
I called my current disAdvantage 🤨 insurer to ask about traditional Medicare. I was quoted $237/mo. premium and separate Part D at $40. 😱 Armed w/ knowledge you and others have shown your viewers, I mentioned the differences between traditional vs. Advantage. Salesperson got real quiet. 😏 Knowledge is power.
She's sending me info, but I'd like to shop around (despite having no previous issues w/ this insurer) to see if prices lower elsewhere. I'm relatively healthy and only see Doc 1x per year. No prescriptions.
I asked about underwriting. She read me from their list of questions, weight wasn't one of them. That's my only drawback and was rejected for it last year w/ different insurer.
I scheduled an appt. for last Friday, but our wires crossed. I will call office again to schedule person to person. Computers have not been my friend lately. 🥴

[karinhart]

I have a Plan G with AARP/UHC, and all plans administered by UHC have their version of Silver Sneakers included (both supplement plans F, G, or N and their MA plans). That said, a gym benefit would never be the plan decider for me.

[barrydraper]

Aren't you automatically signed up for Part A & B if you're drawing SS? Then you'd skip to the next big decision? I like the Plan N the best.

[jennyreardon]

Plan N or plan g are the best. No question. Medicare advantage plans are the worst. Denied coverage, out of pocket costs… no!

[tomschmidt]

My wife and I were on Plan F and several years ago switched to Plan N with a different carrier. It has been working well for us.

[UncleDavesKitchen]

I have Plan N. I've had two co-pays by physicians, one charges $11.71 and the other was $9 and the others charge no co-pays. I've no idea where they came up with the rates. I see each physician twice a year so I'm saving so much more with Plan N vs Plan G.

[jennymontague]

That is not true. I have Plan G and I have to pay deductibles for simple outpt walk- in urgent care just to have a Mesquite Tree thorn taken out out of my finger or hand. I am also having to pay for phone calls to a Dr. with a simple question, or concern and they are billing for Tellmed for nothing. Can you explain that? They are paymenting me to death for teensy things. Ridiculous. (Im in AZ).

[Itsme-jvcd]

If someone has already been on a Medicare (not really medicare)Advantage (disadvantage) plan then they can only apply for a Medigap plan from October-December, right?

[kim.in.nature.]

Very clear and easy to understand.
Thank you!

[waynekaminski]

question when choosing Plan G. With Plan G, Company X charges $180/month, Company Y charges $160/month, and Company Z charges $140/month. How does one go about evaluating these three? Is it to just go with the lowest premium company because all three companies must provide the same Plan G coverage? What makes one company more expensive for the same Plan G? What is the value proposition in a higher priced premium?

Use the same question for choosing Plan N (substitute N for G).

I guess part of the evaluation is which is better, community rated or attained age Medigap policies over one's lifetime.

[wendyallen]

Brian, I’m just running into this supplement mess!! My mother has one and she broke her hip in Oct…. The skilled nursing facility couldn’t keep her longer because of insurance. She went home against my suggestion and was only home 12 days before falling again and breaking the same hip and now leg as well again. I’m so angry and don’t know what to do. Can you help people in Georgia? Thank you in advance

[JJP]

Florida Blue Cross for Fort Lauderdale, Florida is $316
Plan G . I am a 66 year old female non smoker . Please do a video on the prices in South Florida . I pay for the plan G because it is excellent.

[maaloufgeorge]

Thanks for the excellent presentation. Just for your information Plan G with United Health Care AARP in Florida provides a free membership to the gym. I am not really sure if this is available everywhere in the country.

[davidlong]

What if I want be on social security yet do I still have to call ss office? And how would I pay for my medical, credit card or how would they want payment.

[javy]

what are the best medigap and plan D? I have cancer, and heart condition, not 65 yet but would like your opinion what a person like me options are?