Landlord Insurance | #1 Policy Forms for Real Estate Investing (Basic, Broad, and Special)

Landlord insurance can be confusing and is most certainly different than insuring your home. In this series, I discuss things that you should consider as you are shopping for rental property insurance.

This is absolutely necessary if you are new to real estate investing or looking to invest in real estate.

Disclaimer: I am not your insurance and this is not insurance advice. This is strictly for educational purposes. Before you take any action, consult your insurance agent and reach out to your insurance company.

[starlitfires]

Just downloaded the book, thanks Ryan!

[mohammednizamuddin]

Hey Ryan! Great video!! is the book still available?

[ripbongwinkle]

Should have made more clear that HO policies are owner-occupied and that landlord's would have needed the DP. Personal take, but otherwise good video.

[patgilligan]

Ryan... thank you! You are awesome! Thanks for sharing... KIM

[billytheweasel]

Considering DP-3, researching that. I guess it's HO3 here. I want OPEN peril.
$1M Liability seems a good idea.
Requiring Renters Insurance on lease.

[yootoobur]

I’m late to this, but is the ebook available still? I’d love to get a copy. Great video!

[BellaCinco]

I have a 2 unit not attached house same lot different address. Ill be living in one and renting the other. Im getting so many different rate and some say i don't need this i need that. Im so confused. My top question is if I have liability on my homeowners insurance then I didnt need liability on the landlord correct? That would be insurance the liability twice for no reason. Its the same as someone getting hurt in the front as the back.

[alldopethings]

How do we contact you for a policy? Do you write in NY or NJ? Do you do mixed use?

[mplscarsales]

This rental property insurance can I just request it from my regular insurance company I would like to just start with a rental or two Don’t really want the insurance to eat my profit so what do I do ?without a LLC business to put the insurance on can’t I put it in my regular home insurance? Thank you

[magdalenamurillo]

I received a no renewal notice from my Dwelling insurance because we have too many claims. I’m having an extremely difficult time finding new insurance. Is there a way to dispute the insurance claim in “claim summary”?