What options to consider when offering Health Insurance as a small business

As a small business, you may be considering offering health insurance to your employees. This can be a great way to attract and keep talented workers, but it's important to understand the options available to you. In this video, we discuss the two main types of health insurance plans that are available to small businesses.

We hope this information helps you make an informed decision about what's best for your business and employees!

00:00 Introduction
01:04 Group Insurance
03:00 Finding a group plan
4:20 Group program hack
06:10 HRAs
8:53 HSAs

Health insurance can be complex. Find a broker or adviser to help you in this important decision for your employees!

--------------------------------------------------------------------------------------------------------


(As an affiliate or referral partner for these companies, I may earn rewards from qualifying purchases)

Disclaimer: This video is intended for educational purposes and
should not be taken as legal or tax advice. You should consult with your financial professionals about your unique financial situation before acting on anything discussed in these videos. Clara CFO Group, LLC is providing educational content to help small business owners become more aware of certain issues and topics, but we cannot give blanket advice to a broad audience.

Content ID for Music Licensing:
OBCP7NUO3NPJ9DSP

[lkhvmty]

Thanks for the new video! I’m looking forward to seeing what other content you post! Always good to learn as much as you can!

[affordablecoveragenow]

I've helped a number of small businesses over the years, but I've never heard of an HRA! Thanks for providing some great info!

[pbinowz]

OMG thank you for making all these videos. This is awesome.

[iovsfzj]

Thank you a lot for this video. This is very interesting and informative. Keep posting like those amazing videos, this is awesome.

[rodneypaglialong]

Excellent video Hannah! Thank you for making this. I’m going to dive in to see which is best for my business.

[telsamorgan]

I am learning so much with watching your videos . Thank you so much for sharing this amazing source of information.This one is quite helpful.

[BenefitHackers]

Hi Hannah. I am impressed with your channel and content. Nicely done.

[kfffisher]

This was very helpful, Thank you. I am now a new subscriber!

[Thatgeekishfamily]

Hannah - I searched the channel and didn't find something, but have you ever done a video on the breakdown of when to go from LLC to Scorp? Or direct me to a video where you talked about it? I think I"m hitting that threshold, and since I"m still my own bookkeeper/CPA (that needs to change now, too), but I'd like to have the info before I start shopping for someone to feel educated.

[nh]

I live in Oregon. How can I find a larger group to add my small firm health insurance?

[kingtown]

What if you are the only employee? I work for myself but want insurance

[Thatgeekishfamily]

Hannah - can you provide the link for the recommended HRA company?

[MPJ]

How do you connect yourself to bigger organization? I apologize I’m a new business owner so what do you mean by that?

[emilioozuna]

Cheaper to hire only younger people? Health insurance cheaper. Wow Or as a business owner, keep them part time.