Earliest Date To Apply n Advance for Social Security Retirement Benefits

In this video we will investigate how early you can apply to start receiving your Social Security Retirement Benefits.

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Who are we? The Wisdom Investor is all about providing valuable information and education to help you with topics like Social Security, investing strategies, how much to save for retirement, when to retire, where to retire, health insurance, financial independence and more.

[outdoorqrandma]

Going on 4 months after filing retirement, and still nothing from Social Security. Apparently broke and homeless is a prerequisite for retirement through the Social Security Office!
Took less time to be drafted and go to Vietnam.

[russellbray]

Great video thanks so much I'm taking my SS this august at 62

[legitKwit]

You still get five years of payout even though it’s at a lower rate. Taking it at 62

[Tmorris]

QUESTION: My BD is April 28th...My FRA is 66 and 8 months...when is the earliest I can apply? Does it have to be the day, or just the month@ 4 months in advance? Thanks in advance!

[dorenestewart]

Great stocks and I just bought in on them, but I'm interested in making a short-term profit, let's say turn a $150K to $ 500K in 6 months, I'd appreciate tips on how what stocks to buy to make this much profit.

[jmb-cmmr]

My husband signed up October 4 2023 and it is now Feb 15 2024 and he still has not heard anything.
I signed up October 5 2023 and received an answer with in 2 months. Feb 14 2024 i received my first check.
Trying to find out why he has not received and answer has been a literal pain in the ass.

[markcormier]

So glad I'm waiting until FRA. Didn't need the money right away so I'll wait for a bigger monthly payment from them on.

[aliciacarmona]

I was 1958 will turn 66 yrs old on 2024 in November . When do I start applying for retirement.. when will be my last day of work once I be 66 plus 8 months .

[jmb-cmmr]

I think my husband may have signed up 1 month earlier than he should have how do we correct this?
We tried to contact SS but they have been no help.

[hyvpkpo]

Good Information very clear easy to understand, , Thanks..

[mandi]

I started my application online in March 2023. My Full retirement is not until this October 2023. How do I delete it and start all over so March is not my Permanent Start Date? I can't find were to delete the old half filled out application. Thanks so Much for all the info!

[robh]

Have things changed? I will turn 62 in June. I am within the 4 month window. I log in to my "mySocialSecurity" account and start the retirement application. It asks me of I'm blind, I answer "No". Then it asks me if I have been unable to work over the past 14 months due to a disability, injury or if my life may end causing me to be unable to work. I click on "No" and it won't let me continue the application. It forces me to answer "Yes" which then takes me to the next page asking questions about my disability issues that I don't have. I called Social Security and waited over an hour for someone to answer and I was told I have to be within 3 months of age 62 and that's why it forces me to the disability application because I'm not eligible yet. I know all over the internet and on the Social Security website it says "within 4 months" but something must have changed or there's some other issue and I was told incorrectly. I want to apply but I'm in a holding pattern.

[richardweaver]

Not so simple if you are an expat, I live in Thailand and have for the last 11 years or so. I am American born to Americans in Texas. The nearest office that handles SSI IS in the Philippines. I started the process last month, process is begun by email, then they say that they will set up a phone call interview, lag time between our emails is 2 to 3 weeks each. Finally got an answer 2 days ago, and was told that there are no appointment times available, and that if they don't get back to me in 60 days, that I should try again to contact them. The U.S. Embassy here doesn't handle SSI, the philippines Embassy does it for 40 plus countries in Asia. Any suggestions?

[rosesolis]

I started a notary business but no income generated, became inactive, do I have to report that to SS or not report that? Thanks.

[Retarmy]

My Birth day, is March 11, I can apply Nov 10, I have a SSN account already, is best to do on line or go to an office? I am retired army, and I read where SSN want to see my DD 214 or just wants my dates of service? I am not sure do I get an extra benefit for my military time? Thnks

[freebirdification]

can you just show up at the social security office to apply since they wont answer the phone to make an appointment and the portal wont work either ?

[tonynes]

Sounds good. Waiting a few more years for F.R.A. Richard do some information on Medicare. Free Healthcare?? Thanks!

[miketony]

My wife and I will be purchasing a house around October - December 2023. I'm currently 69 and will turn 70 in April 2024. I am however going to take it in January 2024. I want to include my social security in my mortgage application, but they said they cannot use that in calculating what we could borrow because they want a benefit verification letter. So, I want to apply in October 2023, and then once I get the verification letter, cancel getting it until January. My SS benefit will be over $3600.00 mo and would be helpful. I am and will continue to still work. What are your thoughts on us doing it?

[fredost]

..and I did. Applied 3 mo before 62, started payments 2 mo after turning 62. Be aware of that. It will still take 14 years to get back just what I put in. Had I waited til 70, it would have been 6 years but id have been 2 years older. Im now not allowed to die until i reach 74 or SS full payback. LOL.

[BlainsTube]

QUESTION: IF your 1st benefit moth is December 2023 (even though no payment until Jan 2024), would that month create income limitations for 2022?