DON'T ASK for a Velocity Banking Spreadsheet. DO THIS INSTEAD!

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Let's review the best way for you to review and internalize the concept of Velocity Banking.

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Exactly, I kind of followed your first spreadsheet but I made my own changes. That works for me.

eddiecenteno
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I've already started my spreadsheets and just need to keep learning the formulas correctly, since I'm a spreadsheet novice user. For the column "Average American", I've named mine as "Regular Banking".
Appreciate the repetitive instructions so much.

rjs
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I made my own budget spreadsheet with Google. I've tweaked it twice. I'm about to revamp it for the 4th time. But to say people have failed a test because they can't create a spreadsheet is a false narrative (and I'm a FAN of what you do). Not everyone is average or better at financial math. On a scale of 1 to 10, I'm about a 7.5 (and I have to work at it). You're expecting that anyone and everyone can do it. And that is not real life. In comparison with reading, I am a fanatical reader. To brag about reading I have easily read 10, 000+ books in my lifetime (60 in Mar 2024). All that reading doesn't make me smarter, but I am able to draw from all that bookworm-ness (grin). The same applies to finances. Some folks are practically money blind and you're proclaiming, "See the spreadsheet!"

Leon_Aldrich
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Hi! I've been doing VB for 3 months now. I love it and I've, paid down $9K of cc debt with my cash flow. I'd really like a copy of your spreadsheet. I'm not EXCEL savvy, I have a Masters degree, and you do this so quickly on your videos, and move and change columns so quickly that I can't keep up! I haven't failed. I'd like to share my success; but I really don't want to show my friends and family my calculatiosn done from pen and paper! I really wish you would put a link in your comments. Please?!😁

flygalteach
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For the spreadsheet program you are using: it looks like the Sum button is below where font type & size can be changed. 😊

rjs