Buying and paying for annuities

In this video Simon Peile, head of investments at Sygnia Asset Management, answers the following questions:

How do the charging structures differ between guaranteed annuities based on how future increases are provided for?

What are the charges within living annuities and how do these compare with those within guaranteed annuities?

Can I purchase an annuity directly from an insurer, or do I need to use a financial advisor?

This video was sponsored by Sygnia Asset Management