NEW 7 TIPS FOR FIRST TIME BUYERS UK FOR BEGINNERS

NEW 7 TIPS FOR FIRST TIME BUYERS UK FOR BEGINNERS

This includes: repayment mortgage versus interest only, the mortgage term, mortgage products, the mortgage security, mortgage underwriting, mortgage product term versus mortgage term and bank versus broker

Intro 0:00
1 Repayment Mortgage Vs Interest Only 0:25
2 The Mortgage Term 1:10
3 Mortgage Products 2:08
4 The Mortgage Security 5:19
5 Mortgage Underwriting 6:06
6 Mortgage Product Term Vs Mortgage Term 8:53
7 Bank Vs Broker 10:24

***SHOW NOTES & LINKS

Premium Mentorship Program - First Time Buyer Expert -

*NEW! Download FREE First Time Buyer Pack

Obtain Free Solicitor Quote

Video on how to use Solicitor Quoting Portal

SURVEY QUOTES:

Obatin a Free Home Buyers Survey or Full Structural Survey Quote (RICS Qualified)

RICS Home Buyers Report template

RICS Full Structural Report Template

---

CHECK MY FILE - This is step 1 as a First Time Buyer. Check your credit file!

Free Credit File Check. Check your credit score from the outset! Use checkmyfile as they provide reports of all three credit file agencies the mortgage lenders use to credit score you, on one file (Experian, Equifax and Transunion)

checkmyfile offer a 30-day free trial which is then £14.99 a month thereafter and can be cancelled at any time.

Check my free credit score now:

Correct Errors on Your Credit File:

---

Mortgage Application Tips Playlist:

Credit Score Tips Playlist:

First Time Buyer Tips Playlist:

---

Are you a tenant ? Improve your credit score today with CreditLadder

Book a Free, No Obligation Call with Alex Book Now:

DISCLAIMER: This video and description contains affiliate links via the above checkmyfile, Uswitch and credit ladder links, which means that if you click on one of the product links and purchase the product, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for the support!

---

BAD CREDIT ?

Download our FREE Adverse credit mentorship program below:

---

FACEBOOK GROUP For First Time Buyers:

Say hi on social:

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

#alexkerrmortgage #firsttimebuyertips #firsttimebuyeruk

[RobynElms]

Amazing background. Massive upgrade from your earlier videos. A lot of ££ invested here. Respect.

[chizobasalome]

Woow! You did justice to this. Thank you so much

[themisinformant]

Hi Alex great video and very informative! I'm looking at getting on the ladder in the new year and wondering if there is any way to do a buy to let without having to put down 25% deposit? I've been saving for what feels like ages and still not at the average 25% deposit range, any advice would be greatly appreciated

[MaiNguyen-blol]

What would be the tips for finding the right broker? Would you recommend to contact a few, get a few agreements in principle to find out who can offer the best deal? Thank you

[corsinoandres]

excellent thanks 😊 👍🏼, muchas gracias ..

[blueorbit]

Great videos, but some of the links in the description don't work, you might want to check them out.
Also what kind of mortgage would you recommend to a very thrifty person, and is there limit to the amount lenders give you? For example let's say I'm on minimum wage and can comfortably pay off half of my wage as mortgage. Will the lender accept my terms or will they only allow me to pay off a lower amount? Thanks, and keep up the good work!

[aleccino]

Can I use both a lifetime ISA and a cash ISA for a house deposit?

[millwallfan]

Hi thanks for the video I’m wondering what the help to buy replacement is please

[millwallfan]

I’m
After a scheme that allows more lending. I have 50k deposit and looking at 400k
Homes. I can afford it. But I doubt anyone will
Lend without a certain scheme

[arunagirisailesh]

Hi Alex, I've just started watching some of your videos as I'm the market looking to buy a home in UK. A basic question i have is: a first time buyer means a first time buyer in UK or a first time buyer anywhere in the world?

[exclusifwacourty]

Hi would like to book a consultation.Can you help

[Rezziy]

Is the first home scheme worth looking at if I met the criteria as a solo first time buyer with %10 deposit and mortgage in principle and how does it work, if and when I do decide to sell at a later date ty.

[sashankthag]

does mortgage advisor need my landlords details for first meeting?

[milktwosugars]

So, they make it so complicated, personally it makes me give up and resort to carry on renting 🤣 also it seems the deposit is so high your need a lottery win to attempt this. Sigh. Serious question: Would banks lend you the deposit for a mortgage?

[unknow-tnfo]

Would you like to be my mortgage adviser?