Generate ACH Reversal

NachaTech is a software application that helps financial institutions validate NACHA files to eliminate ACH rejections.

This video shows how NachaTech software simplifies the process of generating an ACH Reversal File.

NachaTech allows the user to select one or many transactions to be reversed. After selecting each transaction, NachaTech allows the user to pick an appropriate reversal code for that transaction.

Please note that each reversed transaction can have a different reversal code.

Here is the available reversal codes to select from:

R01 - Insufficient Funds
R02 - Account Closed
R03 - No Account/Unable to Locate Account
R04 - Invalid Account Number
R06 - Returned per Originating Depository Financial Institution's Request
R07 - Authorization Revoked by Customer
R08 - Payment Stopped
R09 - Uncollected Funds
R10 - Customer Advises not Authorized
R11 - Check Truncation Entry Return
R12 - Branch Sold to Another Depository Financial Institution
R13 - R.D.F.I. not Qualified to Participate
R14 - Representative Payee deceased or Unable to Continue
R15 - Beneficiary or Account Holder deceased
R16 - Account Frozen
R17 - File Record Edit Criteria
R18 - Improper Effective Entry Date (A.C.H. operator initiated)
R19 - Amount Field Error (A.C.H. operator initiated)
R20 - Non-transaction Account
R21 - Invalid Company Identification
R22 - Invalid Individual I.D. Number
R23 - Credit Entry Refused by Receiver
R24 - Duplicate Entry
R25 - Addenda Error
R26 - Mandatory Field Error
R27 - Trace Number Error
R28 - Routing Number Check Digit Error
R29 - Corporate Customer Advises not Authorized (CCD)
R30 - R.D.F.I. not Participant in Check Truncation Program
R31 - Permissible return entry (CCD)
R32 - R.D.F.I. Non-Settlement
R33 - Return of XCK Entry
R34 - Limited Participation D.F.I.
R35 - Return of Improper Debit Entry
R36 - Return of Improper Credit Entry
R37 - Source Document Presented for Payment (adjustment entries) (A.R.C.)
R38 - Stop Payment on Source Document (adjustment entries)
R39 - Improper Source Document
R40 - Non Participant in E.N.R. Program
R41 - Invalid Transaction Code (E.N.R. only)
R42 - Routing Number/Check Digit Error
R43 - Invalid D.F.I. Account Number
R44 - Invalid Individual I.D. Number
R45 - Invalid Individual Name
R46 - Invalid Representative Payee Indicator
R47 - Duplicate Enrollment
R50 - State Law Prohibits Truncated Checks
R51 - Notice not Provided/Signature not Authentic/Item Altered/Ineligible for Conversion
R52 - Stop Pay on Item
R53 - Item and A.C.H. Entry Presented for Payment
R61 - Misrouted Return
R62 - Incorrect Trace Number
R63 - Incorrect Dollar Amount
R64 - Incorrect Individual Identification
R65 - Incorrect Transaction Code
R66 - Incorrect Company Identification
R67 - Duplicate Return
R68 - Untimely Return
R69 - Field Errors
R70 - Permissible Return Entry Not Accepted
R71 - Misrouted Dishonor Return
R72 - Untimely Dishonored Return
R73 - Timely Original Return
R74 - Corrected Return
R75 - Original Return not a Duplicate
R76 - No Errors Found
R80 - Cross-Border Payment Coding Error
R81 - Non-Participant in Cross-Border Program
R82 - Invalid Foreign Receiving D.F.I. Identification
R83 - Foreign Receiving D.F.I. Unable to Settle
R84 - Entry Not Processed by O.G.O.

More details about NachaTech product offerings is available at: