Personal Injury Protection (PIP)- Is it Worth Keeping?

Brittany Blue from Mosaic has some PIP tidbits for you!

Personal injury protection, also known as PIP coverage, offers you medical benefits if you are in an accident, whether you are at fault or not at fault. With PIP, you are guaranteed to have medical coverage, and there is no deductible.

What can PIP cover? PIP covers bills resulting from medical injuries from an accident. Some examples include: hospital visits, surgeries, ambulance rides, chiropractor appointments, and lost wages if you cannot work due to the accident. If you are wondering what coverages your specific policy covers, and at what limits, your policy paperwork should state that information. If you have a hard time finding it, contact your agent or carrier directly.

Can you get opt out of PIP coverage? In the state of Washington, if you want to reject PIP coverage, you must sign a form to confirm your rejection with the state.