🛑SECTION 609 CREDIT REPAIR ALTERNATIVE? (in description)🛑

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I’m going to try this route instead of using section 609-

Pay off current debts by making settlements. Settle collections and negotiate down to 25% of the balances or 35% if they’re low like $100.

While I’m paying off my debts, I’m also going to acquire two primary trade lines mentioned in another one of Ali’s video.

After a few months of doing this, I predict I’ll be done paying my debts and making regular monthly payments to my new primary tradelines, I will do what’s called a rapid rescore. I found a service online that does this for $99.

All of the old charge offs and current negatives will be removed (as long as I paid the debts and collections off via settlements.)

I predict my credit scores will go up dramatically after doing this instead of wasting my time and energy on section 609 letters that can prove very ineffective. I have mid 400 scores right now. Wish me luck!

davidisadadof
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It's so many different violations you can find 🔍 without use 609

nathanevans
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"The removal of the collections accounts, along with some tax-lien and civil-judgment data, followed settlements with state attorneys general dating back to 2015." - so yes the SETTLEMENT AGREEMENT is universal to ALL States.

AliTarafdar
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If the 609 method is dangerous and you consider yourself to be a mentor, why haven’t you suggested a better alternative? What is the best way to challenge the credit bureaus/creditors?

LoveMilanMarie
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If it works and it’s stupid it still works 609 has worked so far for me I do understand what your saying 609 seems like it would not work but like I said it’s worked for so far thanks for your video Keep it up .

zacharyj
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I use the 609 on collection agencies not on the original debt holder cause even today 99 percent of the time it will work on collection agencies because they lack the full report from the original creditor. That being said if your credit issues is with the original creditor not debt buyers they do have everything from original e signed contract to date and times you didn't pay and even your phone calls recorded so I always tell people to try to work it out with them and most the time the original creditor will work to get late payments removed and put you back into good standings.

andrewwilson
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A person like Ali works for the credit bureaus, so there is some truth however 609 does work, its us against them

Kickflairee
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609 have work for me very well I removed alot of negative items i don’t find a reason for this video u basically telling the consumer to sit and wait and scaring people.

JayJay-xrup
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Then are you saying there is no difference between a hand written dispute, submitted on line, or paying someone like to do it for me?

keysbythenumbers
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All feedback and comments are welcomed. DOES THE SECTION 609 METHOD WORK? Yes, it can. Is it "the best" method? That is based on the opinions of many. My aim and goal are to be straightforward and give you "up to date" content. Not FLUFF. I love my audiences/viewers and will never cheat them of knowledge that they deserve to have. With that said, some may agree and some may not. END RESULT, Law is Law, and opinions don't carry any weight unless otherwise compliantly and proven through evidenced court cases that have concluded with new findings. So please, if you have any questions or concerns, you're more than welcomed to share it :)

AliTarafdar