Ayushman Bharat - National Health protection Scheme - Modicare

The programme targets nearly 11 crore poor families or around 40% of the population. The scheme will provide Rs 5 lakh insurance cover per family and is intended to be extended over time into a universal programme for all citizens. The scheme was considered necessary as in-patient hospitalisation expenditure has risen nearly 300% in the last 10 years and more than 80% of the costs are met by out of pocket funds.