Understanding a DSCR (Debt Service Coverage Ratio) in Real Estate Investing | Gelt Financial

Jack Miller from Gelt Financial explains the Debt Service Coverage Ratio (DSCR), a key metric used in real estate investing to evaluate a property's cash flow and risk. He discusses how DSCR is calculated and its importance for both lenders and investors. The video covers the basics of using DSCR to measure a property’s financial performance, highlighting the importance of realistic assumptions around income, vacancy rates, and expenses. Jack walks through an Excel-based DSCR calculator, showing how various factors, such as loan amounts and interest rates, impact the ratio. He encourages investors to use DSCR even when their bank doesn't require it, as it provides valuable insight into the financial health of real estate investments.

What is a DSCR? (Debt Service Coverage Ratio) Why use it and how is it calculated? Jack Miller of Gelt Financial LLC goes into the details and provides step by step details

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[reifere]

This is so helpful. Would you be able to share a video On the ins and outs of sizing a deal so us borrowers can see more of the inside?