Pag-IBIG MP2 vs. REITs With Fees and Taxes: Which Wins in 40-Year?

🔥 Pag-IBIG MP2 vs. REITs: 40-Year Investment Comparison with Fees and Taxes 🔥

Welcome to [Your Channel Name]! In this video, we dive deep into the world of long-term investing, comparing two popular options: Pag-IBIG MP2 and Real Estate Investment Trusts (REITs). Join us on this insightful journey as we analyze and break down the potential outcomes of investing in these avenues over a span of 40 years, while taking into account fees and taxes.

📈 Pag-IBIG MP2: The Pag-IBIG Fund's Modified Pag-IBIG 2 (MP2) program has been a favorite among Filipinos for its attractive dividend rates and government-backed security. We explore its historical performance and projected returns to see how it stacks up against the test of time.

🏢 REITs: Real Estate Investment Trusts (REITs) offer a unique way to invest in real estate without the hassle of direct property ownership. We analyze the potential growth and income generation of REITs within the context of a four-decade investment horizon.

Throughout this video, we also account for the impact of fees and taxes on your investment returns. Understanding these critical factors can significantly influence your decision-making process when it comes to choosing the right investment path for your financial goals.

🔍 If you're someone who's looking to make informed investment decisions for the long run, this video is a must-watch. Whether you're a beginner or an experienced investor, we break down complex concepts into easy-to-understand insights to help you make the best choices for your financial future.

⚠️ Strong Disclaimer: Individual Opinion, Not Professional Financial Advice ⚠️

Before we proceed, it's essential to emphasize that the information provided in this video is solely based on personal opinion and analysis. I am not a certified financial advisor or a financial professional. Therefore, it is crucial that you understand and acknowledge the following points:

1️⃣ Personal Opinion: The content of this video reflects my individual opinion and interpretation of the market conditions, economic trends, and financial news discussed. It should not be considered as professional financial advice or a recommendation to make any specific investment decisions.

2️⃣ Conduct Due Diligence: It is your responsibility as a viewer to conduct thorough research and exercise your own judgment when making financial decisions. Consider consulting with licensed financial advisors or professionals who can provide tailored guidance based on your specific circumstances.

3️⃣ Dynamic Financial Landscape: The financial landscape is highly dynamic and subject to rapid changes. Market conditions, regulations, and economic factors can evolve, potentially altering the implications of the information provided. Therefore, it is crucial to stay updated and perform your due diligence regularly.

4️⃣ Risk and Loss: Investing in stocks or any financial instruments carries inherent risks. It is possible to incur losses or experience adverse outcomes. Please be aware of the risks associated with investing and carefully evaluate your risk tolerance before making any investment decisions.

5️⃣ Independent Decision-Making: The ultimate responsibility for any investment decisions rests with you, the viewer. Consider your personal financial goals, risk appetite, and seek advice from professionals as needed, ensuring that any decisions made align with your individual circumstances and financial objectives.

Remember, the information shared in this video is for educational and informational purposes only. It should not be construed as a substitute for professional financial advice. Always exercise caution, diligence, and independent judgment when managing your investments.

⚠️ It is strongly recommended that you do your own due diligence and consult with qualified professionals before making any financial decisions. ⚠️

[donndelfin]

Thanks kuya Jon ganda nito ganda ng comparison. Sa mga taong kayang pag sabayun ang dalawa mas maganda. Sa mga tao naman na limited ang funds at oras pili na lang kayo kung saan kayo nadadalian. Medyo bias na po kasi ako kasi Invested na ako sa mga REIT. Thank you and God bless po.

[giancarlo]

Para sakin parehas may beauty ang dalawa parehas panalo. MP2 is one time big time REIT continues quarterly per year.

[polconcepcion]

Just for fun. What if you reinvested all of your dividends from REITS. How much would that be in 40yrs?

[tokmolbonjak]

Ayan naaaah!!! Umpisa na bagsak ng psei index 555 tuna na kasunooood!!!!😂😂😂😂

[carlocaesararca]

dami natin bayad aa tax XD
bile ka stock may tax
yung comp na binile mo may tax
pag dividend mo may tax
pagbenta mo may tax pa din kahit loss ka pa
bago pag file mo pa ng annual income
may tax pa din 😢
paano kaya yumayaman ng matindi ang mayayaman XD sa dami ng tax

[couchpotato]

pero nice video sir 👍👍 sarap ng reit lalo pag nabenta mo ng bullrun hehe pero pag may crisis haha baka mag break even lang 😂😂😂😂

[vivantarrangements]

Hi sir! Pwede magrequest nag recalculation if ever maipasa ung PIFITA? Just started dividend investing. Thank you so much po.

[ngajr]

Pag buy, nasa .oo5 %. Pag sell almost 1%. Kuya Jon iyan ba ginamit mo?

[cebuaquaphonicsph]

x4 po yearly nag bibigay ng dividend and REIT

[couchpotato]

saka mas malaki po tax and broker fee sir pag mag sesell kompara pag buy hehe halos doble sir

[couchpotato]

Kuya jon ang alam ko pag maghuhulog ka sa mp2 gamit gcash or paymaya may convenience fee rin po hehe

[teddybear]

REIT dividend reinvestment plang yan.. di pa kasama Capital appreciation potential ng REIT.. kya lamang talaga REIT in my opinion..

[ezeldesilva]

Sir pag nag price appreciation ang reits bababa ang dividend yield nya?

[DwayneD-sk]

Good stuff, watching them melt away within 48 hours felt so good, and yes, I used what I mentioned the other day. It actually took a bit more to make them totally disappear, I just go’ogled Melissa Thanderski and days after I still can't believe the comfort.

[dariusaquisay]

Tao na gumawa ng real estate, puro reclamation 😂

[corneliovasquezii]

I think sir the broker's fee (using COL) for buying is P20 or 0.25% (whichever is higher) + 12% VAT + 0.005 PSE transaction fee -

So if 1K po ang ihulog nio additional P22.49 per transaction po iyan for buying. (That is around 2% po of 1K compared if you use 8k rule para mamaximize po yung broker's fee @ around 0.25% lang po)

Yung 89 basis points po yan po ata yung if mag sell ka na po ng stocks. 😊