Unstuffing my Cash Envelopes & Sinking Funds, $1,500 || Paying Back my Credit Card

Today I am UNstuffing my cash envelopes because I spent a lot of money over the last few weeks and need to pay off my credit card!

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Thanks for being part of my journey! If you're new here: I get paid monthly, but I stuff my envelopes weekly (even my sinking funds). This helps keep me motivated & on track with my goals, so I hope you enjoy! I started my journey in August 2020. I paid off $2,714.62 in 2020, with $2,600.27 of that going towards my credit card debt, & I plan to pay off ALL my credit card/consumer debt before the end of 2021!!

Inquiries

[hannahjones]

i will seriously rewatch your cash unstuffings over and over... they are so satisfying!

[girlyghoul]

I've been trying to set up a digital budget. Haven't yet decided if I want to try cash budgeting (Though it looks like fun) But "Lunches" is something that through me off during my trial run this past month. I had budgeted for food/eating out for myself. But then twice I bought lunches for other people with my card and they paid me back in cash and I just couldn't figure out how reconcile that in my digital budget since I wound up using the cash on other things. Maybe that's the trick. To have a whole category for "Lunches" and then put any money people give me back into that so it all balances out in the end.
Still working out the bugs on this budget thing, but I'll get it figured out eventually!

[chwethington]

You really lost me at the Christmas unstuffing 😂 but I think the more categories in conjunction with some money being in bank and some being cash is what is throwing me off

[kimmatura]

Once all my debt is paid off, I will leverage my credit cards like this! It really helps to get one month ahead as well.

[blueocean]

I love these long videos please let them always be that long or even longer!!

[sydneysmith]

I know you don’t do unstuffings often but I love them so😊 thank you!

[homesteadingwithapurpose]

It’s always helpful and interesting to see how people handle balancing their spending.

[cindychapman]

like you I pay back my credit card at the end of every month

[sachamonique]

i could watch you doing this all day honestly x

[BudgetwithDragons]

I LOVE that you are doing these videos now

[natashaescobar]

You budget the way I clean my house. Room to room bouncing around as I see things that need to be cleaned... lol 😆😵‍💫

[rickynorris]

I always look forward to watching your videos. 😃

[ronjelaberaud]

I just love your system. This will really work for me too. Thanks for sharing why you manage your funds.

[TaraannBudgetsandSelf-Care]

I love these videos. You are doing great.

[sherimcgill]

I’m thinking you could combine some categories. Especially in the “business” and “going out/date night/weekend” categories. Of course, that would mean you’d have to increase the stuffing amount. Idk...I’m all for simplifying.

[Thecashstuffingrealtor]

I think it is very interesting. Thanks for sharing it.

[cashnstuff]

Great UNSTUFFING video 🤗 After I pay off my credit cards I will definitely start doing this 💕

[libbysworld]

Great video per usual. What exactly is the difference between your wallet and your cash envelopes? How do those envelopes differ? I've always wanted to ask you. LOL