Electronic Equipment Policy

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Created and Presented by V.P. Sharma :
Mentor - Property Risk and Underwriting at Go-digit General Insurance company Ltd.
Former Vice President and Head of Property/Engg Underwriting & Risk Management at Bajaj Allianz General Insurance Company Ltd
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Hi Sir,
How to cover the Desktops and other electronic items purchase by the insured and have not put in the operation. Can those items covered under EEI section?

pallaganichalapathirao
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What about solar plant equipment to be covered in eei?

rashmisachdeva
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Hello Sir, many of Package policies always include Electronic Equipments in FIre, Burglary, EEI and MBD section? Whereas EEI is ALL RISK section so why such practice is followed ?

prakalptalegaonkar
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sir kindly differentiate between eep and portable eep

VIVEKKUMARSINGH-IBMIN
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Sir if 3 nos of computer are damaged at the same time due to short circuit, how many times should we apply Condition of average? 1 or 3 times?
And how many times should we apply excess?
In my opinion.. average 3 times and excess 1 time .. what's your view sir

machone
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Sir,
1. Claims under EEI & PEEI sections should be settled on MV basis or RI value basis ?
2. Under PEEI section the worldwide coverage is available, In case If any client have a subsidiary company outside the India, can client take coverage for those portable items under Parent company policy (Indian Insurer) ?

pallaganichalapathirao