Money Morning Routine | The Budget Maintain Phase

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Money Morning Routine - September 11, 2024

Luckily, I didn't spend too much money yesterday and I started filling out my September monthly meal plan calendar, which I am counting as a WIN!

Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.

ABOUT ME

Kumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

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I’m on a very limited income, so what I’ve been doing is rolling my leftover cash into the next month and still loading my envelopes with the full amount. That way after a couple months, I wind up with a little chunk of money left over in all my envelopes, and I take thatbdo something special with it, either a savings deposit, or I finish out a sinking fund for the year, whatever. I know that’s probably not the most ideal situation because it does sometimes allow me to spend a little more in a category where I want to restrict my spending. But what I found is that I don’t wind up indiscriminately buying anything. Since I’m spending cash, I’m always thinking twice about the purchase.

Krys
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Thanks again, Miko; happy anniversary! 💚

jackiebowen
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Happy Anniversary 🎉
I like the reel you shared on Instagram with your wedding pictures 🤗

Nice morning routine as usual

blessedbudgetsbyAbigail
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Can you do a quick video about your wallet?

ebonecolbert
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I watch every day. Thank you for this beautyful video ❤

beautysecrets
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Happy Anniversary! Ours was yesterday too! 13 years!

kimberlymccormick
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Happy Anniversary, Miko & Chris !

laurencemarchal
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Loving these videos . Helping me to be accountable

jebbudgets
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Anytime your pet has a parasite. You should probably go to your doctor and get some thing to remove any from the rest of your family even if they say it can’t go to humans. A lot of them can - better to be proactive.

ElinWinblad
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If you decide to rollover cash how do you track that for the next budget cycle

tecaragonzalez
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Question: I’m sure I missed this in a previous video but how do you correctly document a deposit from your cash envelopes? I am doubling my transactions I think.

MonicaKincaid
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Can you show me how you labeled your markers Miko?

cesiahamaya
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You can use it for 2 date night for the 2 of you.

lindastarr
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❤ good evening how are you doing today ❤

latanyaneal
welcome to shbcf.ru