The BEST 5 Australian Credit Cards You Need In 2024!

In this video, we’re looking at the best 5 Australian credit cards you need in 2024 to get a ton of value back from your everyday spending. Whether you’re looking for the best travel credit cards or the best cash back credit cards, these are the best credit cards that will keep things simple while still helping you to earn potentially thousands of dollars in rewards every year.
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▼ ▽ TIMESTAMPS
0:00 Intro
0:45 Card #1
3:58 Card #2
6:23 Card #3
9:12 Card #4
10:50 Card #5

▼ ▽ CONTACT

[stalinsunny]

I did my own research and came to similar results. So perfect and great job Raymond.

[MuzzaC]

I've watched so many of your videos now and subscribed to your blog, reading all the posts about cards, and have totally overwhelmed myself hahaha. Great content though, I'm just finding it so hard to choose where to start

[Daf]

Qantas Amex Ultimate lets you use the $450 even on local hotels/accommodation. You dont necessarily need to travel by air.

[jggiango]

This is brilliant! You’ve included the HSBC star alliance card in your review. Thanks Raymond for considering our request

[alexbishop]

Thank you for a great video = I got the AmEx Qantas Platinum last month (my first new credit card in Years!). I now understand a lot more about Australian points hacking and will wait a few months before applying for another card on this list.

[thomasfc]

this was a great comprehensive and very helpful video. much appreciated for a newbie like myself trying to get into points

[jordylewis]

Thanks for the video mate - what’s the best way to promise QFF as a couple? Open cards at same time or take turns each 3 months for example

[ezymarquez]

Thanks for making this video! really informative and helped me out a ton. Just a quick question - would you recommend closing the card straight after you hit the spend criteria, or keep the card open for almost a year rand then close it before it renews, to minimise the affect on credit score?

[sromer]

Do you get the Amex Explorer credit once you pay for the yearly fee like the Qantas AMEX?

[LinaChen-kelj]

My family has the Qantas Amex card and even though it has a $450 flight credit, Qantas flight fares are always so much more expensive compared to other airlines. Our renewal is at the end of this month. What is the best use of this flight credit if we don't have plans to travel? If we book a flight for 6 months away and our plans change how do we change our ticket if we decide not to renew this card?

[jc-fyoj]

brilliant information video mate. quick one...can you cancel the credit card after a year before the annual fee takes place then jump to another credit card. is that a good strategy?

[mikesalami]

Fantastic video Raymond - thanks for putting all this together for us viewers. I am comparing some of these to the recent amplify signature rewards card offer thats just come out from St. George - any thoughts on where you'd slot this one amongst your 5?

[lesterlo]

You discussed the Qantas AMEX FF, do you feel the same way about the Virgin AMEX FF? They are basically the same right?

[mitchelllamb]

I am considering the AMEX Qantas Ultimate credit card. I have a few questions...

- When do they charge you the $450 annual fee?
- How do you redeem the lounge passes at Qantas and The Centurion?

[MrAusdrifter]

Nice content, one thing. There are several animations mistakes in this. The price of the Hamilton island flight and the later the name of the second card and I am only 4 minutes in.

[AhmadFakih]

The problem with AMEX is that they control the value of your points. While with Qantas its fixed

[RetirementRebels]

Another great video. Thanks. I have a question. The NAB have recently announced that as from April qantas and reward points won't be earned for payments through BPay. B2B PAY is a platform that allows business to circumvent this restriction and earn points but I was wondering if you are aware of anything for non business card holders to do likewise. Thanks again for your efforts in creating this channel.

[farinalam]

I recently applied for the HSBC star alliance credit card for Singapore airlines which the conversion rate is good, do you think the citibank premier would be better than the hsbc? citibank premier has a bonus points but the conversion rate isnt great.

[StevenSheeran]

Hi Raymond, I know you have expressed your preference towards Qantas but in my case, where I prefer Virgin, is their ‘Velocity’ Amex equivalent equal as valuable. Your videos don’t seem to cover the specific Velocity cards as much. Is it simply because of your preference or are they simply no good?

[clairevictoria]

Very helpful! But I was wondering which would be best as a beginner credit card?