Motor insurance claim, CTL/TL claims -vehicle salvage, and disputes.

Sir Aap bahut Accha kaam kar rahe Hain, Bhagwan apni kripa Aap par sadaev banaaye rakhew

[adinathkhade]

Very good information sharing by Ashok Sir 👍👍👍
Great initiative for people who can avoid such problems/hurdles. Litterely I am also part of the fortunate list.

[santuchouhan]

Sir I am a general insurance agent(new india assurance co.ltd) sir u are great 👍

[santuchouhan]

Sir ap ke video se bohot kuch janeko milte he👍

[udaybasak]

Sir, I am Dr.Uday Kumar Basak from West Bengal.Please reply.
In constructive total loss can the insured demand the IDV and hand over the damaged car to the insurer defying any other solution?

[Jatin_RaoSahab]

Bhai mne 2022 m claim lia tha hdfc ergo se
Ncb zero nahi kia continue rkha
2023 m national insurance ka lia
2024 me icici lombard ka
Ab car accident hogyii total loss h claim me kya issue aayega sir ??

[Gvankumar]

Sir i am having 10 year old cb shine recently i had a accident the estimated is about 8500 (70%) and idv value is 12000 they are considering as a constructive total loss what should i do now?

[abdulrahman]

Sir Very very important question
Please Reply

Sir, Agr vehicle Commercial ho aur usme IMT23 ad-on bhi ho

Aur Accident me Kewal IMT23 parts hi damage ho to claim milega ya nhi ??
Claim genuine ho

[manojkumarbhoi]

Thank you sir very good information sir

[Debadityaa]

Meri bike ke dono rim bend ho gaye hai....claim.approved hai and rim replace ho rahee hai ...question yeh hai kee salvage kitna percent lagta hai ...aur agar mai salvage deta hun ...kya Rim mujhe jis condition me abhee hai usse condition me milegee ya completely damage karke milaygee ?

[sachidanandbariha]

Sir is there any procedure to calculate salvage value of a vehicle. Which declare CTL

[VivekKumar-gkpk]

सर मेरी गाड़ी में CTL में SATTLE हो रही। लेकिन INSURANCE कंपनी बिना SATTLEMENT OFFER और SATTLEMENT AMOUNT बताए गाड़ी को SALVAGE BUYER को HAND OVER करने कह रही। क्या करूँ ?

[manishsaini]

@Motor insurance claims, practices and facts.  Thanku sir. Mujhe ek chiz aur confirm karni thi jaise k meri car 2015 model h aur uska zero dep insurance nhi h. Ab surveyor bol rhe h k aapka zero dep insurance nhi tha to iss vajah se aapko full IDV value nhi milegi in case of constructive total loss, IDV pr kuch depreciation lgega aur mujhe IDV ka 40-50% hi milega.
So I want to confirm that in case of constructive total loss does we get full IDV value of vehicle irrespective of which type of insurance is done wheather it is zero dep or non zero dep?
Thanks & Regards

[mani-mpnw]

Total loss/ constructive total loss Insured vehicle has a loan outstanding, can it be considered wreck value with rc in survey report or it is considered without rc

[PremSingh-ukeg]

sir mere gadi ki idv value 4.5 lakh jabki surveyor or workshop ne 3.6 lakh ka repair cost dikhake total loss m de diya h jabki dusra workshop usko 2 lakh m hi repair kr rha h insurance company ka manager dusre workshop se repaire ki mana kar rha h to ab kya kare

[ravisinghal]

Claim lene me liye valid PUC certificate jaruri h kya yadi nhi h kya company claim rejected kr deti h kya car total loss m h meri

[dhirajahlawat]

Sir mera total loss claim का decesion consumer court के through 4 साल मे clear hua h ab mujhe insurance company ko salvage देने के लिए order hua है or payment लेनी है लेकिन जिस workshop me मैंने damaged car रखी थी उसका manager clear नही बता रहा की car कहाँ है मुझे लगता है workshop द्वारा car को scrap कर दिया है अब मै claim कैसे प्राप्त करू और workshop के खिलाफ क्या कार्यवाही करू

[krishanashivhare]

Sir kya salvej bikne ke bad hi ensorence compeny paisa degi

[VivekKumar-gkpk]

Sir ye Constructive total loss to pta hai. Lekin ( NET OF SALVAGE - WITH RC) kya hota hai ?

[gajendrasharma]

Private companya to 50% par total loss kar dete hai.