Here's The Right Time to Insure Your Pet

Insurance is all about a cost-benefit analysis—where are you going to get the most bang for your buck? 🐾

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[michaelgriffin]

Having my puppy insured saved us >$11K when she needed surgery for a obstructed bowel at 9 months, and then two follow up surgeries to fix adhesions at 3 and 4 years. If we had waited, we wouldn’t have gotten covered for what would have then been a “pre-existing condition.” Always get the pet insurance…it’s worth it!

[wk]

Just get the insurance. As someone whose beautiful, healthy 3 year old dog was just diagnosed with liver cancer, there’s no way to predict when you’ll need the insurance. Initial diagnostics $1400. Medications (so far) $200. Biopsy $4000. Surgery will be $5000-$7000. Chemo will be $1000-$2000. We had a savings account for our pup, but we weren’t prepared for this.

[CBW]

My dog is 13 years old and oddly healthy(super grateful for that) and I am wondering if I should get pet insurance and what calculations you, Katie, would perform to see the cost benefit and what situation would it make the most sense. Thank you!

[iknowyouwanttofly]

This advice assumes that a small puppy dont for example swallows something.. also if you have a bigger amount of money in your buffert instead what are you missing out on investing that. Also a young dog that gets sick have more years to loose.