Don't Listen to Lenders! #firsttimehomebuyer

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[bridgethall]

Great advice. We get so caught up in what we want vs. what we can afford to spend.

[vikkivibes]

This is the absolute BEST ADVICE, EVER!!!! 👍🏾❣️

[candelariaw]

This is true. Especially when you’re the breadwinner of the household.

[monettevalliere]

I tell my clients that all the time. Some of them want to pay way more than what the lender suggested. That is the crazy part.

[travelingtruckHER]

This is a great post! Because you can't only think of NOW..but what you need financially LATER as well ❤

[Freegrace]

Our lender tried that and we shut her down lol! Also remember your mortgage will change each year due to insurance and property taxes and if you have PMI attached!

[laco]

Yes, because I wanna sell my house that I love! It’s simply too much money. It’s almost been 2 years, it’s so sad.

[candelariaw]

So glad my lender wasn’t pushy, we told her what we can afford.

[FrederickMOfficial]

As a mortgage lender, I educate buyers on the difference between what they're approved for and other considerations when it comes to monthly expenses. That said, I agree completely that you (not the lender) should determine what's best for your budget and expenses.

[knowbettertv]

I’m so glad you tell the truth simply and understandably. I didn’t know this when I bought my first car. It didn’t end well for me. 😮😊

[rebeccalankford]

30% of your adjusted gross income is how much you should get a loan for a home is.

I say 30% of your adjusted net.

[dianajohnson]

Shaheedah this is so true, great advice ❤👏

[debrajackson]

GREAT ADVISE! Only you know your finance boundaries.

[yvonneowilliams]

Thank you so much Shaheedah~ I'm meeting with my Builder to revise the contract before I they start building the homes.

[latanyamabry]

Thank you once again for this great advice.

[StudyTwentySeven]

Facts! My lender was awesome and collaborated with us on out va loan, they were so awesome I'm gonna buy another home with them in the near future!

[kbizz]

Hello, would this apply to someone investing in a multi family as their primary home as well?

[scaj]

What do you do when your spouse is willing to spend 50% of your income on a mortgage?

[kuda]

True never listen to a lender l lost my money because of lender.Lesson learned never listen to a Lender.

[SuperNewMom]

So far no lender has offered me enough to even buy a home lol
Where are these lenders you speak of? Leme find one 😅