How To Choose A Travel Credit Card (This Is What We Use)

There are so many different credit cards out there, especially when it comes to ‘travel credit cards’, but from our research, a lot of them involve spending a lot of money in order to get the really good perks and points. In this video, we break down what our research process looked like when we were looking for a new travel credit card, and share the card that we ended up choosing.

Do you have a travel credit card? Let us know in the comments! ✈️🌍

0:00 There are a lot of credit card options
0:36 Our travel credit card research process
2:01 Our thoughts on AMEX credit cards
5:46 Why we went with the TD Aeroplan Visa Infinite card
6:54 Points vs Status Qualifying Miles
10:11 Here's what it all comes down to

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Disclaimer - This content is for education and entertainment purposes only. Steph & Den do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

[stephandden]

Do you have a travel credit card? Which one? Let us know! 👀

[nataleep]

Prince of travel is the best at showing people how to utilize your cards.

[James-zyyb]

Good choice guys! Another important note why I love TD credit cards is they will waive the annual fee if you leave the minimum requirement of funds in your chequing account.

[karenlam]

I have the platinum American express & it's great because there's a bypass line in Toronto Pearson for security (those lines have been insanely long since the pandemic) & free lounge access! It does come with a hefty annual fee, but able to get it down as a 2nd card from business 😄

[christiansantiago]

Appreciate everything you guys do! literally just thinking about travel cards and BOOM ya'll post a great video!

[smallmj]

I use the same TD Visa. The insurance benefits are good, as well as the free checked baggage. I like to hold only 1 credit card because it is a lot less hassle. I pay it off every two weeks on payday.

You'll probably find that your SQM will expire before you hit the first status level since you don't travel a lot.

[Foltzky]

As someone who had an AMEX, almost all stores in Canada have stopped taking them. It wasn't a travel card, but a points card, and when I closed the account, I was able to purchase an item from the store, BUT any leftover points went to waste. Unless you're a frequent flyer, a cash back card where you can pick which categories earn the most back just makes the most sense. It means you earn on all purchases rather than only travel, plus no worrying about having a handful of credit cards you have to keep track of.

[tonylouis]

You guys just continue to crush it! Always enjoyable and very informative information.

[TwiinStar]

I've had the TD Aeroplan Visa Infinite since 2022. When I signed up though they waived the fee in the first year. I'm looking at switching to the CIBC Aeroplan Visa Infinite right before the fee hits next year to get the sign up bonus.

Oh and btw back in October, the random guy on the bike who came back to say hi to you guys was me haha. Great to run into yall IRL!

[JonathanMWeekes]

Another great video guys. I find that picking these travel cards is super overwhelming, so this definitely helps. It was great to meet you at the Wealthsimple event a couple of weeks back.

[KC-jlsu]

Subscribed, keep up the quality videos. you guys taught me alot about finances.

[maddielee]

Hey! Love this. I was just curious how you would decide, for example, what purchases you should make on a neo-financial cash-back card vs an American express cobalt card? Let me know if you have any tips.

[Jibril_Abdulkadir]

Great vid guys my rbc card gives me points for travelling so just use that

[lesliesupnet]

This video came at the perfect time. I'm new to looking into travel cards as well. Thank you for uploading a very informative video!

[michaelssali]

This was great information. I'll keep it in mind if I ever travel. Also, can you guys post a full video of the Kenya trip?

[jwho]

Thanks, appreciate things from a Canadian perspective 🇨🇦 do you consider the pro/cons of having a cash back vs points card for travelling?

[EPICWILDETAILING]

I have the AMEX Cobalt paired with PC Mastercard World Elite. Since AMEX is not accepted at Loblaws and COSTCO, I use my PC MC World Elite there. Great Combo 👌🏼

[leahgn]

You guys read my mind! Thank you for this

[moniku]

I have Westjet card which is good so far since getting it this early summer. I prefer traveling Westjet hence. TD sounds like a good one too. Thanks for sharing.

[Volfas]

Cobalt also is 5x on groceries not just restaurants