I'm 25 with 4 Kids and $130,000 in Debt!

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[IlonaDemchenko]

This is better than therapy, i immediately feel less in trouble

Anytime I get depressed I'm not dating or getting laid I remember these people who have kids, are in debt, and see years of struggle and then I smile that I'm single, no debt, and no kids

[mxerb]

God put us in debt. That’s a new one

[nureallycool]

I just listened to a 25 year old who has no debt and earning $70, 000 a year with a 12-month security blanket. The contrast between these two is just mind-blowing.

[mustangthings]

He literally sounds like he’s under water. How fitting.

[dlsrb]

"Sell so much stuff the kids think they're next" needs to be given serious thought here....

[Jonathan]

I was 25 yrs old w 15k in debt and no kids. now I'm 29 yrs old and debt free and still no kids.

[CashandCareerConfessions]

4 kids at age 25 with $130k in debt? Good lawd. I feel better.

[moneybee]

"The shortest distance to a real high quality life is to be clear of debt so you can build wealth and can be great moms and dads." - Great Dave quote

[JDizz]

The answer to most of these questions:
1. Take accountability
2. Make a plan
3. Stop (or postpone) having kids

[cryptoflippodcast]

Kids are important

*Planning for them financially is probably more important* 🙌🙌🙌

[missynyc]

Dave is PREACHING. This was a whole sermon, I love it🙏🏾 believers need to have more conversations like these and especially when it comes to money, reaping and sowing.

[skunkycatog]

I’d sell the kids then attack the debt with snowball mentality 😂😂😂😂😂

[iPLAYtheSTATION]

So many bad choices were made here. But don't worry, "God will just fix everything for us."

[michellem]

One of my favorite pieces of life wisdom has always been, "God helps those who help themselves." Meaning that YOU are an active participant in your own life! I get frustrated every time I hear someone say "God will take care of me". Only if you do your part! Responsibility goes along with free choice. It's a loser's way of absolving themselves of any blame. Failing to plan is planning to fail!

[ORIGINALwhatnow]

25 yrs old, $308, 000 in total debt including mortgage, 4 kids, they got a long road ahead of them.

[charlesbrown]

It's very unfair to the children to make them grow up in poverty. Why so many kids with all that pre-existing debt? It's not like they didn't know the student loan and credit card debt was already there and yet they just kept on with the new cars and new house.

[QUiNTiNBANKS]

i listen to every episode, and apply everything to my personal life! i really appreciate DAVE RAMSEY! every day you guys us LIFE FREEDOM ADVICE DAILY!

[PPLIR]

Makes me feel better about being 25 single with only 6k debt left 😂

[devingreen]

I don’t feel so bad about having 700 dollars in saving and 20k in students loans