'You Don't Need A Master's Degree, You Need A Job!'

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[Mark_Trail]

Dave is absolutely right. DO NOT go back to school for more debt. Lean into your career. Work your ass off. Apply to higher paying jobs everywhere and anywhere. You'll learn plenty along the way.

[NinaKeilin]

He should be a math tutor for extra money. That can be high paying.

[mylifeasivana]

You’re not going to die from overwork. Right before you die you pass out 😂😂 i love this quote

[cw]

Math is one of the hardest majors you can get in college. He needs to learn to leverage the intelligence he has to do something marketable. Software engineering may be an option.

[texdevildog]

I am a math guy. When we started Dave's plan, I calculated that it would take ten months to pay off the non-mortgage debt. We did it in nine months. \{%}/

[anthonydooley]

That's why I love Dave. He doesn't pull his punches. He tells you the truth with love in his heart because that is what's best for you.

[christinehopping]

I am loving Jade's comments on Atomic Habits-- motion versus action. Motion means doing something that will not produce a result by itself. Action is the type of behavior that will get you a result.

[robertthompson]

I’m a math professor at a large university and our department has a strong applied math masters, and I know a thing or two about this. An Applied math masters is a great degree and can lead to all kinds of high paying careers. Our graduates do very well overall. However — this young man has a lot of debt and I’m inclined to agree with Dave and Jade that he should probably focus on making as much money as he can right now to get his debt paid off. With his his current credentials he ought to be making more than he is right now. Later on he can get the masters if he wants. Or not. Also, if he does go into an applied math masters program there’s no reason he should have to go into debt to pay for it. There are plenty of teaching opportunities for graduate students to cash flow their way through a math masters or PhD.

[Primitive_Code]

Applied math is the best option. I'm a math major myself and know this because it leans into computer science. There are a lot of opportunities.

[blogit]

The right way is to work while getting your employer to pay for a master's, doing 1-2 classes per term

[kleindropper]

Guy: "how do I pay off debt?"
Dave: Work and make payments until it's gone"
Guy:

[rauserbegins]

This guy is a great illustration of the difference between intelligence and wisdom.

[nychris]

I love how this dude is even considering going back to school. Like hiding in the sand...

[markacevedo]

Just because you know math, does not mean you will apply it.

[cheesball]

"I dont care if you're cleaning septic tanks or walking dogs" I love that part!

[bjkarana]

I'm so glad I stopped at my B.S. and developed my career on work experience, instead of jumping on the "I _must_ go to graduate school" bandwagon, although it was because I simply didn't have the money to attend grad school in my early 20s ...a financial blessing now at 39. While there are definitely times when pursuing an advanced degree makes financial sense, the steep price tag on those degrees ensures many more years of call-ins to Dave's show.

[BengalTiger]

I finished my Master’s back in August 2015 with $50k in student loan debt, barely making $45k gross at the time. I’m currently at $135k gross with bonus with less than $10k left on my loans. The key is to not get complacent and always keep looking for the highest bidder for your professional skills, with the intention of seeking higher pay every 3-4 years.

[djpuplex]

Professional students gotta love them.

[targetegrat]

I don't understand why people feel they need a masters degree. When I worked for a large company there were many people promoted internally that did not have the degree needed for the position. You know why. If you have worked with a company for 10+ years you have shown you can be reliable and adapt. These two things are more important than the degree.

[andidede]

Over 60K in student loans to land a 30K job. Terrific