Dormant Bank Account | Inactive Bank Account | Dormant Account Activation Process

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How to Activate Dormant Account?
What Is A Dormant Account?
As per the Bank's policy, a Current or Savings Account is considered dormant if there has been no customer-initiated transaction for a
period of one year. For security purposes, the Bank exercises increased caution on all such accounts. This dormant marking is in
accordance with AML CFT guidelines of State Bank of Pakistan and is mentioned in Account Terms and Conditions.
Limitation on Dormant Account:
Customer initiated Debit/withdrawal transaction is restricted on dormant account. However, bank-initiated transactions e.g. debits under
the recovery of loans /mark-up etc. any permissible bank charges, government duties or levies are allowed. Proceeds of inward foreign
remittances will invariably be credited in dormant accounts without changing its dormant status. On the other hand, if cash or a cheque is
deposited for outward clearing or funds transfer in dormant account, it may be credited without changing the dormant status of customer
account unless the customer is personally present and fulfills all formalities for account activation.
How To Activate Your Dormant Active?
To activate your dormant account, please submit an additional request form for dormancy removal by visiting your parent branch (in person) along with your original valid CNIC (for individual accounts) and for bio-metric verification.

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What if you have no source of income neither any letter head resource available of any member of your family.? How can one then make account dormancy removed.

imintuitive
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source of income kiya oral osko btana hai ya kiya tareqa kar hai plz rehnmaye frma shukrya

penxwgx
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Very informative! If I use my account electronically for deposits and funds transfer and didn't manually withdraw or deposited funds (through checques etc.) within one year, can I still prevent my account becoming dormant based on my online transactions?

Jan.
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Salam ser
Mera account Johar abad sargodha main first time open howa tha ab inactive hay kya ye wahan say hi active ho ga ya mcb ki Kisi bhi branch say?

Thinktrix
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Maine Aaj apna UBL k dormant account ko activate krwane k liye, Letterhead jamma krwa diya hai, unho ne bola hai 1-2 din lagenge!

muhammadbilalsheikh
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Sir ma account active karny k liye Hyderabad ki brance ma gaaya tha HBL m unhu ny kaha k ap ka account active Jo hogo wo Jaha sy apny apna account firstly open kia tha waha sy active hoga
Sir kia ya sahi bola unhu ny ?

musicLoverfamily
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Sir ma Saudi Arabia ma hu al habib bank ma account tha aur biometric mang rha tha many saudia ma hi rah kr biometrics ki ab block ho gya ha ka kya hal ha

asim
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Mera meezan bank ha 2 april ko fake transection howi or phr account (TMU) Transection monitory unit ke trf sa block howa tha mana help line pa call kr ka ya sb maloom kiya oska bad bank jaka verification di khudi next step ya ha ka helpline pa again call kr ka kahna ha ka jasa aapna kaha hmna ossi tarah verification krwa li apni bank ke branch sa lihaza apsa request ha aap account open kr dan

guruvillain
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Or agar koi bank customer Pakistan se bahar hy like USA, UK or apna account active karana chata hy to what will be the process

mylifelinesmysons
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Sir me ny hbl nisa account ky lie char din phly papers juma krway hin kitny din baad active hota hy hum ko kasy pata chly ga

zobariairum
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Sir MA Pisa bajta ho niklta nhi ho koy mslya to nhi hoga

Manishab
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Agar kisi account main musalsal sirf credit transaction hi ho rahi hy ek sal tak, debit transaction ni ho rahi to as per SBP guidelines wo account dormant mark hoga ya ni... Please reply 🙏🏻

mylifelinesmysons
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sir i have question
agr hum 5 se 6 month bad thuri bahut amount deposit kr dein phr account dormant ho jae ga ya nhi?

technicalinfo
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السلام علیکم میرا اکاؤنٹ نیشنل بینک میں ہے اور میں نے 2 سال سے یوز نہیں کیا اور بیلنس بھی نہیں تھا کیا میرا اکاؤنٹ بلاک ہو گیا ہوگا۔۔

MuhammadSajjadRpg
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Sir kasi b Branch se active kara sakty hai ya jaha account open kia tha wohi se hi active hoga ??

Haiqabugti
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Mra national bnk ma pysa ha lkn checkbook sa pysa nhi nkl rha uno kha ap ka account pa ltr lga hoya ha

MuskanFeroza-keqo
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Mari sister ka account inactive hi vo uk main or undertaking form bejne k bad hbl maniger nain contect kia ho bola k nai ho sakta active muge laga k drama kar ra hi is ka kia hal hi

chattrohvlog
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Pesy to khe ni jty na account sy, ?? agr dormant ko active time duration me na krwa skhy

chandatariq
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Sir mera assan digital current account activate nhe ho rha..bar bar discrepancy a rhe hai .. kindly main category mai knsa option select krna hota hai???

ajabkhan
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Sir agr I'd card expired ho jye to ketni der bad account sy pasy ni niklty?

syedhassan