4% Rule Actual Results for $1 Million Invested in Fidelity Balanced FABLX. Ethan S. Braid, CFA

The 4% Rule is a popular retirement spending plan. See how the rule actually worked over the last 24 years using a very popular retirement investment, the Fidelity Balanced Fund, FBALX.

HighPass Asset Management is a Fee-Only Fiduciary Financial Advisor in Denver, CO.

00:00 Intro
00:21 Fidelity Balanced Fund Overview
01:54 4% Rule Illustration Results Graph
03:20 4% Rule Illustration Data Table
05:11 Retiree Concerns, Bear Markets

This video is for educational and illustrative purposes and is not financial advice. Your broker or advisor will charge you fees or commissions to make investments and therefore your returns will be less than indexes. For example, if you invest in the S&P 500 ETF, SPY, you will pay a fee to the company managing the ETF, State Street Global Advisors. Your return on the S&P 500 ETF, SPY, will be less than the S&P 500 Index TR because of the fee paid to State Street Global Advisors. Consult your advisor or broker for a detailed list of their fees or commissions before you invest. Investing involves risk and you can lose money.