Florida No Fault Insurance - Florida Permit Test

Florida No Fault Insurance Law requires you to have both Personal Injury Protection (PIP) and Property Damage Liability (PDL) insurance.

PIP - Personal Injury Protection
Covers the cost of your injuries regardless of who is at fault for the accident.

PDL
Personal Damage Liability
Pays for damages to other peoples property that you caused.

Each type of protection must be a minimum of $10,000 protection.

To register a vehicle in Florida you must provide proof of both PIP and PDL insurance.

You must always have proof of your insurance in your vehicle and provide it to law enforcement if asked.

If you don’t maintain your insurance you must return your license plate to a DMV office.