Employers' Liability Insurance: Definition, Coverage, Limits

Employers' liability insurance handles claims from workers who have suffered job-related injuries or illnesses not covered by workers' compensation. It provides additional protection against financial loss for companies and has limits on payouts per employee, per injury, and overall. Employment Practices Liability Insurance (EPLI) is a separate type of policy that covers employee claims not included in employers' liability insurance or workers' compensation.
98b0