⚠️ Ouch!! Stock Market Down 5%. What To Do Now??

💲 NEED FINANCIAL ADVICE? 💲
1) Google "fee-only financial adviser" or visit www.NAPFA.org (largest association of fee-only financial advisers). NOT an affiliate link
2) The first question to ask any financial adviser is, "Are you a fiduciary to me 100% of the time". Get the answer in writing
3) Please note that some people call themselves "fee-based". This is NOT the same as fee-only. Fee-only advisers have committed to being fiduciary to you 100% of the time.
4) Personally, I would only hire an adviser who is a fiduciary to me 100% of the time. This is not a suggestion on what you should do. Just sharing my personal preference.

⚠️ Azul's "Scammer" Warning ➡ PLEASE READ! ⚠️
Be careful of scammers. In the comments section, I will NEVER ask you to contact me, offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters 'ask' for investment help, and later, other comment bots reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them.

🚨 Azul's VIDEOS ARE NOT FINANCIAL ADVICE (Disclaimer) 🚨

The decisions on how to invest, when to retire, and other financial planning topics are some of the most important financial decisions you will make in your life. I urge you to seek professional financial advice as you make this decision. Ideally, from a financial adviser, AND a CPA AND an attorney. Having the perspective of all three professions will help you make the right decision for you and your family.

This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and may NOT be suitable for all investors.

This information is NOT intended to, and should NOT, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, and/or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.

Spoiler Alert: There are no "get rich" programs. Rather, just basic blocking & tackling and putting in time and care. Do your homework, choose wisely and (IMHO) work with experienced professionals who are fiduciary to you 100% of the time.

2025 April - Extra Recordings

[KinseyGrowthThinking]

Whatever you do, do NOT panic sell--especially if you're young and don't need the money right now.

[InterStellarr]

It went down 2% yesterday across the board should I buy now or wait for it to dip again? I have cash lying around that i pulled out the money markets.

[minhbui]

79, retired since 2019. Previous administrations have kicked the can down the road for too long. With 36 trillions of debt, it has to stop somewhere when we still can recover, otherwise our children and grandchildren generations won’t survive.

[justadam]

A recession as bad it can be, provides good buying opportunities in the markets if you’re careful and it can also create volatility giving great short time buy and sell opportunities too. This is not financial advise but get buying, cash isn’t king at all in this time!

[PerdueJohnsaenz]

Can you lower the taxes you owe when switching to a Roth IRA

[brianongteco]

Azul, nothing to do but to be calm. And stop watching news. Keep investing .period

[CoretteLecuyeer]

Given the current volatility of the stock market, I believe investors should concentrate on undervalued equities. Diversifying investments across various asset classes, such as stocks, bonds, and real estate, is, in my opinion, the safest way to handle it. This can lessen the impact of a market crash.

[rivers]

I saw some trump cabinet member talking yesterday about "... if you have 25 or 30 years to retirement, you'll be fine..."
This nonsense is going to hurt millions of innocent people who played by the rules. Worked hard and saved their money.
This is sinful.

[StanHasselback]

This is the craziest thing I've ever seen. Who ever thought that you set up tariffs by trade surpluses or deficits has lost their mind. Not all tariffs are bad but the way this was rolled up boggles the mind.

[Lisajen-hu]

I always go shopping ( on the stock market) when it goes down. No need to panic it goes up again. It’s just the volatility of the stock market. Rule of thumb, never invest money you cannot afford to lose.

[Aaronduckstein]

I think the market will suffer more downtrends before full recovery, esp. with the inflation, hiked interest rate and looming recession bound to happen this year, I'm still at a crossroads deciding if to liquidate my $117k stocck portfolio, what’s the best way to take advantage of this bear market?

[KatsDad]

I have money in buckets. I don’t sell and I sleep well

[rivers]

If this turns around by year end and the market is "booming" as claimed here in the comments, I'll admit I was wrong af and apologize. If it's worse, which I expect it will be, the ring kissers will blame something or someone, but not trunt.
We've seen it all before.

[HarrisRyan-oyeo]

I’m seriously considering placing 200k in a 4.5% CD instead of investing in ETFs due to these aggressive policies. Is this a wise move?

[Sofaguy]

I remember one day during early Covid, the market dropped 3000 points..Recovered fully after 65 days..

[joeythedime]

For a perspective in Feb 2020 the Dow was at 29, 000 then crashed 38% to 18, 000 by mid-March 2020 - today it closed today at 38, 314 off a all time high of 44, 500 down 14%.

[tomhamilton]

If you need to worry about a 5% drop in the markets, you should not be in the markets.

[DerraKormino]

I'm planning to invest $150, 000 of my savings into the stock market to capitalize on the recession. What is the best investment strategy to use?

[doris]

We don’t know where the bottom is…. This is going to keep going down as we have these trade wars.

[jeffryarchambeau]

We havent seen a day this bad since yesterday.