1 Crore Term Insurance at Zero Cost 😱

1 Crore Term Insurance at Zero Cost 😱 || bekifaayati #shorts #youtubepartner #youtubeshorts

The zero-cost term plans are are generally 25-35% costlier than the traditional term insurance plans. Although you would receive the premiums back, you would be losing out on any interest you could've earned on the additional premium over the 10-15 years of the plan, and this is the 'cost’ associated with this type of plan.

If you simply invest the additional premium, you'd be able to generate a corpus that will be much more than the amount you'd get as a return of premium at the exit.

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[bekifaayati]

The zero-cost term plans are are generally 25-35% costlier than the traditional term insurance plans. Although you would receive the premiums back, you would be losing out on any interest you could've earned on the additional premium over the 10-15 years of the plan, and this is the 'cost’ associated with this type of plan.

If you simply invest the additional premium, you'd be able to generate a corpus that will be much more than the amount you'd get as a return of premium at the exit.

[kishortank]

इस लिए customer फुल फॉर्म है "कस्ट से मर"| हमेशा कस्ट से ही मरता रहता है, जो भी customer बनता है|😁😁😁😁

[raosahab]

It's same premium as a regular term plan, return is totally free of cost depend on the Insured person's choice

[akshatbora]

Gst kaat ke milta hai
Vo bhi tab, if we have bought return of premium option
And return of premium will charge you higher.

Condition of return of premium - your policy term must be 10-40 yr

[ArvindKumar-konb]

Insurance industry Puri tarah se fraud karti hai, lekin is desh ka andha kanoon kuchh nahi kar pata

[traveldiaries]

But yeh option 2-3 companies included deti h normal plan mai hi free mai.. Maxlife, HDFC and sayad aur ek koi company thi.. 52 yrs ki age mak u can exit with all premium return. Waise toh koi wapas lega nai it makes no sense but fir bhi option diya h yeh free mai hi.. no extra charge...

[Xundefine]

Paisa kamana galat nahi hai wo uska idea hai paisa banane ka ap apna banao 😚😚good wishes for your prosperity

[mr.yashff]

Galat bata rhi hai ye zero cost ke baare me mai khud Max life insurance ke liye kaam krta hu aisa nhi hota hai ki aap 10 saal bad exit kr le ....For ex agr aap 30 age k hai aur apne 70 ke age tk cover krenge to company aapko 55 ya 60 ka ek specific age degi jaha pe aap apni policy band krwa skte hai jisme aapka gst katega 18 percent ka ....kbhi bhi exit nhi kr skte aap jb aapka mn kre kuch bhi .... Aur bhi terms and conditions hai isme....Kuch bhi mt batao

[Rahulkatwe]

Mam, can u pls make full video on this zero cost term plan..

[himanshuchavhan]

Aap Kabir Singh movie me ho na jb preeti ki ragging hoti hai one girl look like you 😀

[archanasingh]

If u r a smart person....the extra that u r paying for getting your premium return is at a particular year range only...

It is not advisable...the extra premium you have to pay is a considerable percentage

Better invest the extra in mutual funds every year ..you will get a great return instead
I am saying this after all research and consideration

Ye zero cost unke liye shi hai bs jinko jyada idea nhi aur mehnat nhi krni baki investment me

[rajeshkumar-pzyq]

Max life term plan liya aur after medical company bol rahe hai 10k aur Dena hoga due to high risk occupation, lakin phale Aisa company ne nahi bola, after medical bol rahe hai, kya Aisa company premium increase ker sakti after medical, aur abhi bhi term plan under review mai hai

[aryanomar]

Hdfc life is providing zero cost term plan at the same regular term plan price.

[kunjantraderandinvestor]

Medam koun sa insurance lena chayie ye bhi bta do pls

[facteagle]

Mam Lic Tech Term Plan (854) le sakte hai kya 1 Cr. ka, kindly suggest me isme claim me problem to nahi hoga

[Live_Loud]

That is not true. Icici preduntial HDFC life and bajaj allianz offers zero cost at no extra premium. I'm planning to buy one of them

[beemavala]

Ganja piya hai kya. Regular term plan me bhi ye options hota hai exit option with full return excluding gst

[desiideaswithara]

Can you please explain, if person death occure within due period but claim raised after due period, is claim rejected by insurance company..?

[ranveerjhajj]

As a government employee, I have pension benefits upon retirement and family pension upon death, which will be 50% of my last salary withdrawn.

Do I need a term plan?

[rahulsati]

Term plan me paying duration Kitna rakhna chye 40 years ya fir 10 years wala jisme premium badh jata hai