Employment Practices Liability Insurance: Five items employers need to understand

Employers need to understand the basics of what EPLI covers and other issues such as:
- Class action liability is usually excluded from the policy
- Employers need to designate that they have the ability to chose defense counsel (as opposed to having to use the lawyer appointed by the insurance company) to defend any litigation under the policy
- When the employer may not be able to control when the case settles
- If EPLI coverage is right for their company