when living below your means seems *IMPOSSIBLE* (how to get by) | MONEY SAVING TIPS

Here are a few money tips to give your budget and finances a little breathing room when living below your means (or within your means) seems impossible.

HOW TO START FREELANCE WRITING

EARN CASH BACK ON GROCERIES & MORE

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Education, ❌NOT❌ Advice

[claudiaross]

Once I bartered with a coworker. I knit a baby sweater, she gave me jars of newly homemade Italian pasta sauce.
We were both happy but other coworkers thought it odd. I reminded them that bartering is actually a time honoured way of exchanging goods and services.

[jariahpro]

Her videos have a flavor* of precision that I completely appreciate, especially knowing how skilled one has to be to execute informative financial YouTube videos that do not insult the intelligence of the viewer. She is both enjoyable to watch and learn from. ✅

[darrinm]

I make $95k I purchased a travel trailer $400 per month. Lot rent $450... I am alone but damn I have more in the bank.

[danicegewiss]

We paid off our house last week. The credit card debt is gone as well. My money works harder now because it's being invested.

[KettlyLilavois]

Leaving below your means is good living, that always been my way, because I do not like
financial problems, without
solutions, leave a simple life,
and pay your bills on time, is
The way to go 👍🏽

[debbiewang]

I lived in California. I think the ideal way first is to "Downsize" I bought a Tiny House and pay monthly rent for parking space plus utility is still way cheaper than $2, 000 monthly rent. Instead of getting a 2nd or 3rd job to increase your income or save $100 here and there, that won't help much only adding more stress because you are mentally and physically drained.

[katherinee]

I appreciate you acknowledging the reality of the rental prices. Some people in the finance world seem completely disconnected from the reality that people are navigating most of their income just on rent due to the housing issues these days. Your tips combine finance principles with the reality of people's lives. Thank you!

[fatimamanneh]

Living below one’s means is a learned habit that I have been doing for years must pay off debt which I did saving for retirement & a emergency is a must

[stacy-annmorgan]

My car insurance renewal came due and the company tried to sell me a $4000+ policy. I was like not today. I had a goal of 1500 for my half of the insurance. I looked around and got just a little under $3000. I’m not a person to shop thrift stores but I sure will shop clearance. Found new jeans for like $3 etc.

[tonyarmoore]

I love these cost and budget saving tips.

[justand]

I stumbled across your channel and love the content so far! You are so right about negotiating with the Landlord. I have been in a leased Condo since 2015-it was brand new at the time. 3br, 2.5ba, 2car garage Townhouse. Ive always signed a 2yr lease, I pay on time and I have not had any appliances replaced. Everything is still in new condition(I’m OCD). Landlord said because of the tenant I am, I pay the cheapest out of all his tenants. I still pay under $1400 where as others are in the $1800+ range. It does pay to pay on time, I can do that because I live well below my means.

[Mrsmetamorphosis]

Easiest is cut food budget. Buy only needs on sale n clearance n make it work. I shop at lidl n aldi. N utilities. U can do that today. Moving is hard. N cut all frills.

[Peg]

I live in Northern New Jersey and ugh it is awful. My husband, daughter and I rent a 2 bedroom and can't afford the homes around here, but our rent keeps going up. :( so discouraging.

[charletfoster]

Thank you, your video is so refreshing, a lot of us can’t live below our means, b/c our overhead is so high👊🏿💯🙏🏿☺️

[FIRE_DrNinjaTurtle]

Your channel is the best. I love your consistency

[PenniestoDollars]

Budget billing didn’t work for me. The electric company had $1500 worth of credit and wouldn’t let me use it unless I cancelled the program. They were charging me way more than I was using after my son moved out 2 years later.

[Carolmaizy]

We drive old cars. I got a call from the insurance company that my 2024 bill would be 700. That's a lot for a 1998 car, I said. And we REALLY want you to increase your coverage, she added.Prices have gone up on insurance, she said. Please look and find me a better price, I said. She called the next day, saying I found you a policy for 565 dollars, but only if you increase your coverage. I agreed to pay the new rate, but not increase my coverage. I got the new rate.

[deanaderrick]

I love the suggestion. I would love for my landlord to agree to reduce my rent by 10%, yet we live in a world right now where your rent might get raised 10% for asking. Electricity, yes that's possible. Food, yes. Solid waste disposal, no. Rent, no. Health insurance, no. That's a lot of nos.

[angelastewart]

The only thing I know I can try to reduce is my food bill & lights . Everybody else wants full pay

[FineNaturalHairROCKS]

Your video is so helpful and well timed given the direction of the economy! Thank you for posting this video!