TOP 5 INVESTMENTS Of All Time - For Passive Income

Here are the 5 Best Investments of all time that pay passive income for life

A passive income investment is something that pays you money while you sleep. The best passive income investments are ones that pay you for life without ever working or needing a job. When thinking of my income, I don't think of my true income as money I earn from my job; instead, it's the income I make while I sleep that I count as true income.

"What's the best investment money can buy?". "It depends on your financial goals". That never made any sense to me, how can my goals be any different than yours? Isn't the goal to make as much money as possible and be rich? Don't we all want to know how to be a millionaire? It turns out, the answer is not so black white. With that said, this is my attempt at answering that question for my younger self. Here are the top 5 passive income investments of all time.

#5 "Alternative Investments". Let's start with one that you should avoid. Many people seem to think these are good investments but they aren't. They include collectibles, coins, art, watches, etc. These investments don't pay us passive income and involve a degree of luck beyond our control so because of that, it gets a 2/10 for the money factor. It's easy to invest and buy for anyone around the world so it earns a high score of 8/10 (easy). Investing here to protect yourself isn't very safe however, you risk damages, loss or theft, and your investment losing value. The safety score is 5/10. For taxes, it's taxed a long term capitals gains rate of 28% so it gets a 4/10 for a grand total of 18/40.

#4 P2P Lending which is where you loan money to people and small businesses that were not able to get approved on loans from traditional banks. These investments are higher risk because the borrowers usually have lower credit scores. The return rate on your money is about 4-7% so I will give a solid 5/10 to both the return and risk because you can essentially pick and choose which way you want to go with both. Be careful doing this because it’s an 8/10 for difficulty meaning anyone can get started but you may never get your money back if someone defaults on their loan. Taxes are based on your income tax bracket which isn’t as good as long term capitals gains so I’ll give it a 5/10 for a grand total of (23/40).

#3 Royalties. I make around $100 a month in royalties from courses I put together since high school. The sky is the limit so the money factor is high 8/10. However, it's difficult and not everyone can make a product people will want to buy so the it gets a 5/10 for difficulty (moderate level). Since you’re investing in yourself essentially, I think the risk is low so I’ll give it a high score of 8/10. Taxes for royalties are taxed on Schedule C under ordinary income rates so I’ll give it a 5/10. Bringing the total to 26/40.

#2 Stock Market Investing, specifically, buying dividend stocks to generate passive income. This is my all time favorite passive investment. I make around $7,500 to $8,000 a year from this one and the potential for money is an easy 8/10.

#1 Real Estate investing. If you want to make the most amount of money, as quickly as possible, with the most flexibility and balance, then real estate is the go to asset. You can buy $100 worth of real estate with only $20 down, so your money goes much farther than anywhere else giving it an 8/10. Unfortunately, it’s difficult. Dividends are much easier to start with and it takes a pretty big learning curve and much more money to start doing this. On the difficulty level - 6/10. If you can master it though, real estate can be a protection against inflation at the worst case scenario, so it’s just about as safe as a stable blue chip stock so we’ll also give it an 8/10. When it comes to taxes, you can write off just about everything when it comes to real estate. Property taxes, mortgage interest, etc. giving this a 10/10 bringing the total score to 32/40.

Honorable mentions I didn’t include are CDs, bonds, high yield savings accounts but I don’t consider them “investments” as much as just places to hold your money so it doesn’t lose value.

*None of this is meant to be construed as investment advice, it's for entertainment purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites. The video is accurate as of the posting date but may not be accurate in the future.

[AndreiJikh]

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[tazstaats]

When you invest, you’re buying a day that you don’t have to work.. I pray everyone reading this becomes successful.

[mandybrent]

The secret of your future is hidden in your daily routine. Successful people do daily what the unsuccessful only do occasionally

[colingordon]

The future is now, you all need to start somewhere no matter how small

[martynaxily]

Successful people don't become that way overnight .most people you see as a glance-wealth, a great career, purpose-is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life..

[callumfrank]

I believe when it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health

[anajarju]

Dont get caught lacking, start yours today for it’s never too late

[femaleleader]

I have no problem with my current nvestment company, it’s the best choice I ever made hands down

[elvismark]

At the beginning of the year, I have continued to purchase a few equities, but nothing significant. Why am I being so unkind to this? The fact that others in my field make six figures each piece, nevertheless, motivates me to want to be the first member of my polygamous family to earn a million dollars. I am fully aware of the expense of working more to get more money.

[veramonique]

Depending on one stream of income had never made any millionaire and earning check don't put you on forbes

[conniebutterfield]

Whatever type of investment you decide to get into, I think the key message here, or for me rather is to start investing no matter how small. Don't rush into anything you're not absolutely sure of. Then of course you can always build from there.

[rahibahmed]

When you invest, you are buying a day that you don't have to work.

[olayinkaoluwasegun]

🌈 THE BEST DECISION I EVER MADE IN MY LIFE WAS INVESTING IN FINANCIAL MARKET. TRUST ME GUYS, IT PAYS! 😊❤

[johnsonmany]

SUCCESS IS NOT FINALURE; IS NOT FATAL :IT IS THE COURAGE TO CONTINUE THAT COUNTS. BUSINESS OPPORTUNITIES ARE LIKE BUSES, THERE’S ALWAYS ANOTHER ONE COMING.

[raywhite]

The rich stay by spending like the poor and investing Non stop, while the poor stay  by spending like the rich and yet not making any investment.

[jeremiahsteve]

Jobs will pays your bills, business will make you rich but investment makes and keep you wealthy, the future is inevitable

[nashobamisae]

Bitcoin should be transparent and it is not as people thinks it is, there are so many strategies to be learnt and unfolded about bitcoin trading

[ThinkMoneyBenny]

if you’re reading this, I hope all your investments make you a millionaire

[richardmoose]

Bitcoin is the future, investing in it will be the wisest thing to do especially with the current rise

[tahliacastaneda]

I realized that the secret to making a million is making a better investment. I always tell myself you don't need that new car or that vacation just yet and that mindset helps me make more money investing. To give an example during the lockdown i invested 100k in cryptos with the help of my advisor and made about 355k, but guess what? I put it back and traded with her again and now I'm rounding up close to a million. Delayed gratification always pay off.