10 Financial Goals To Conquer in Your 30s

Today we are talking about setting goals. I am a certified ‘goal getter’. 😀

I am all about setting goals, reviewing those goals, and most importantly achieving those goals. 🍾

I wasn’t always like this.

There was a time where I would do my New Year’s resolutions and set goals, but I usually didn’t review them until the next year.

It wasn’t until I joined a business coaching program that emphasized the importance of setting and reviewing goals more than once a year.

Now, it is no surprise that most rich people are reviewing their goals and making goals.

Author Thomas Corley, Rich Habits, found that 62% of all rich people not just set goals but they review them every single day.

When is the last time you reviewed your goals? 🤔

If it wasn’t today or yesterday then chances are you are not on that path to building financial freedom.

I know it can be hard to believe that you can become rich. We are conditioned to believe that we are stuck where we are now.

I want to challenge you that you are not Stuck! You don’t have to be poor the rest of your life. You can achieve wealth, you can achieve freedom. It all starts with setting goals and working towards achieving them. 😀

Today I am going to give you my top 10 financial goals that you can start working on today.

00:00 Intro

02:23 ➡️ 1. Have plenty of cash on hand - We want to work towards $1,000.

04:10 ➡️ 2. Have a debt reality check and a debt payoff plan - You may think it is impossible to become debt free. It’s not, but you have to have a reasonable payoff plan.

05:21➡️ 3. Plan an early retirement - You have to decide when you want to retire, and then determine how much you need to save. Then, you have to start investing.

07:34 ➡️ 4. Seek out mentors to help with your wealth building goals - Whatever lifestyle you want to achieve, who do you know that has the level of success that you would like to emulate.

08:25 ➡️ 5. Get your insurance in check - Make sure you have the right kind of insurance to save you from financial catastrophes. This could include life insurance, auto insurance, homeowners insurance, etc.

09:41 ➡️6. Build Multiple Streams of Income - This is not something that happens overnight. You have to put in the work and build a business that allows for these multiple streams of income.

12:53 ➡️ 7. Finding Content with what you have - You have to learn to live on less. Be happy with what you have and don’t feel like you need to constantly buy the newest biggest things out there.

14:39 ➡️ 8. Give Back - Giving back could include donating money, time, or knowledge. You can help others achieve success.

15:32 ➡️ 9. Get your financial house in order - Do you have a will? Do your loved ones have access to your accounts? Make sure all of this is in order.

16:18 ➡️ 10. Do the work you love - Have an understanding of what brings you joy. Then start working towards doing the work that you love.

Those are my top 10 wealth building goals. If you are 20-30 years old and you don’t know where to start...I’ve just given you 10 goals to start on right now. 😀

Maybe you already are working on some of these goals? If so, let me know where you are in your process. What have you achieved? What are you struggling with? 🤔

Let us know in the comments so we can help you achieve them.

★☆★ Want More Good Financial Cents? ★☆★

Listen to my podcast here:

Pick up my best selling book, Soldier of Finance, here:

Connect with me on Twitter:

My most favorite inspiration T-shirt line, Compete Every Day:

[DavidMiller-dudy]

you want to build a portfolio that beats the market, you've generally got to be willing to put in the work, take risks, research investing, and be willing to hold for the long run, even if prices don't go your way for a while.

[laurencurry]

I am 21 years old and in 6 months I will be graduating university debt free 🙌🏼 🥳 very proud of myself

[jayjosephkng]

"If you don't find a way to make money while you sleep, then you will work until the day you die." Legendary.

[jeremyn]

Lessons Ive Learned
1) Start Young: Easier to save before you have a family plus compounding interest and lower tax brackets are worth the sacrifice you think you are making.
2) Avoid debt that won't make you money (assets VS liabilities)
3) Choose your spouse carefully: this may be the biggest success or failure to your financial success and future happiness
4) Don't get cocky. Live below your means: just because you can buy it doesn't mean you should.
5) Work for a goal. Don't work just to work (pay bills) work to escape the rat race.

I'm working on achieving #5... clock's ticking: I'm 35 and behind so thank you for this video and reminders to get back on track.

[alby]

"If you can't pay cash, you can't afford it." Totally agree, I thought I would share with you what my dad taught me. He said if I couldn't buy three of the items I wanted then don't bother buying it. I used this philosophy to help me save money and it worked well, especially since I like expensive things. At 37 I have zero debt and own my Tesla and home. Love your channel, looking forward to using some of your strategies to increase wealth.

[benmartin]

I’m 25 and I tend to feel like I’m running out of time and then I realize that most people don’t make it until they’re even 40. So I have 15 years to get my crap together and set myself up for success. That’s a long time! Just sometimes get impatient with the process, but it’ll be worth it in the long run

[phxkid]

Im at square 1. Im 27 and I just sat down and calculated that I'm $94, 000 in debt. I think the hardest part is seeing how deep this hole is I dug myself into, got a long road ahead of me but have to start somewhere.

[LeeWolfgang.]

I started maximizing contributions in a Roth IRA when I was 20. Best decision I’ve made.

[montana]

Financial Goal #11: Watch this video every Quarter to remind me and reenergize me toward my financial goals. Great Video Jeff.

[karlamojicamartinez]

I am writing this in hopes that universal intelligence will hear me. I will be financially independent by the time I’m 30. I will use everything that this video and other books are teaching me and I’m going to move mountains, idk how but I will!

[annemettemertz]

Getting there hopefully before 30. I am 23 and will be debt free with a tiny house in 3 years. Investments have started and I always have a saving for a rainy day

[ParisLeShea]

The awkward moment when you're watching this and turning 30 in 4 months lol

[jaredhay]

Great video! Last night, I wrote down my goals to accomplish in 5 years, 1 year, and 3 months. Time to execute the long haul for success!
Can I get a whoop whoop?

[kingech_B]

Repeat after me. "If you can't cash out you can't afford it."

[sobeit]

I'm 30 and have 2 toddlers. I had always thought finance is too difficult to understand. Now I started understanding it better and thinking the importance of financial independence. I wasted my 20s but I will be on the right track on my 30s. Thank you heaps.

[jotooslo]

Hi Jeff I am 21 years old and since the beginning of 2018 I have built an online business and saved $1, 000 from a job I hate then invested it. I am still working in that job while building my business, along side going to school as well. I have never felt so alive and energized to do stuff. I have so many plans and goals for every section of my life!!

[nathanielratcliff]

I’m 34 rite now. It’s a late start but I am starting today to get these 10 goals in check. And make my financial dreams a reality

[InvestingHustler]

I’m not 30 yet so I plan to do these goals before I’m 30 🙌

[PedroHernandez-gzcn]

Dont buy a new tv or a new car. My current situation 3 years after graduating. Transferred debt into a 0 interest card. Put 10% in 401k and 40k in a brokerage 5k in bank. Had a great relationship with parents so i get to live cheaper while helping them out. My advice for fresh 18 year olds dont try to change the world if you cant change yourself.

[Scoby]

Great video! Crazy to think almost 40% of Americans don't have 1000 dollars in savings. I'm lucky I learned from a young age to be cautious with my money!