The Ramsey Show (June 28, 2022)

The Ramsey Show (June 28, 2022)

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[mildredlane]

my friend's husband died after working for a local company for years. When she filed for his life insurance thru the company she was told that they did not have a record of him every having life insurance and she had not kept any of her receipts- so she was out but later she was cleaning in her attic when a book fell from her hands and out came a receipt from where his life insurance premium had been paid. She turned it in and got his life insurance.

[youmedicaresuccesscoach]

That women that has so many good points on life insurance should absolutely help people with it. I sell life myself and she has so many wonderful points to help people really understand what life insurance is for…great segment

[KC-drcg]

It is absolutely essential to keep important papers in a spot that everybody can access in case of your untimely death

[YessiRod]

1:55 I love this call. My brother was murdered 4/15/2022 and I've been carrying this guilt of setting boundaries with him months before his life was taken. I needed to hear this <3

[nicksullivan]

1:19:27 best part of the whole show is Dave’s dad jokes🤣

[rachelnavarro]

I'm part of the 90% of people that paid their house off before the 30 year without autopilot, or refinancing, I just decided to do it and convinced my husband and we did it in 6 years. It was hard but you have to have the intention to do that or it won't happen.

[Kai-]

Faith comes by hearing. Thanks for the reminders. Were on Baby step 2 and were not 100 on the same page. My hubby just got another CD without telling g me and keeps saying we can charge it and pay it off in three months rather than waiting. I'm trying to keep my head up and gain endurance. Appreciate the encouraging wisdom. God bless.

[tigar]

The 2nd spouse issue has been an occurrence in my family. They had a "my kids & your kids" marriage. He died, the wife changed the will to exclude all but one child. That child died so all the physical possessions went to his kids but the money went to the beneficiary on the account. Thankfully, the monetary beneficiary is a moral, godly person and evenly distributed the funds throughout the family.

Update your legal business and TALK with the family about who is getting what or not.

[katyhanara]

Love the energy of Amy & Jonathan!

[fourdayhomestead]

Great topic (insurance). Lots of specific things to check on. Updates are important asap.

[jaijai]

Oddly enough, I emailed Dave’s team about this exact question around switching from the 30 to the 15 given the higher interest rates. His team replied telling me to refinance which I thought was bad advice. So, I followed my instincts and just aggressively started paying off the mortgage. We will turn a 30 year mortgage into a five year by staying the course.

[platinumhandymansolutions]

Fantastic episode! I can't imagine seeing Dave jumping out of an airplane though. Also, that makes my hands sweat just thinking about it.

[KC-drcg]

At least fill out a health directive .assign someone to have a "pay upon death" your bank accounts. In Minnesota of the 300+ people who died this year, 84 were under 30yrs old..insurance is important.

[larrytucker]

My son died in 2012. He had married six months earlier. His military cash benefits went to his mother, rather than his wife because they had not changed the beneficiary to his wife.

[janetcross]

Then if something comes up you will ok look it up
Amortization you will understand it better

[bronsonisaboss]

North Carlinians are so tired of people moving here. We need to build a wall.

[janetcross]

Pay for half 50% he might be right not every kids wants college

[janetcross]

Their condominiums coopative or move to cheaper state

[janetcross]

Pay extra payments you will be OK if it 1200 then pay 2400 you will be good shape

[janetcross]

Not everyone can afford a house like me I will never have a house