Financial and Social Help for Seniors on their Own

Are you one of the millions of seniors on their own? A recent study found one out of five seniors over 65 are single and without any family support. Looking at the 40 million seniors who are classified as economically vulnerable, then there’s about 8 million seniors who have just a single income and no one else on which to rely. In this video, Attorney Eric Olsen, Executive Director of the HELPS Nonprofit Law Firm, will examine the special needs that solo seniors have to face.

Time Stamps
0:00 Introduction to HELPS Nonprofit Law Firm Attorney Eric Olsen
1:14 Solo seniors, Orphan Seniors, and seniors on their own and their special needs
2:35 Help with Medical care available for seniors on their own
3:44 Eric Olsen’s experience with seniors on their own
4:33 Financial advice for Seniors on their Own
7:32 How to stop debt collectors from bothering you
9:05 It’s rare for seniors to be sued for unpaid debts, who are often judgement-proof [video card 10:00]
10:09 How seniors can start fresh and eliminate debt
14:41 Living within their means takes the pressure off struggling seniors
19:05 How to contact the HELPS Nonprofit Law Firm

Many women outlive their husbands and rely on Social Security as their sole source of income. Some seniors never have had kids, or their kids live far away or are estranged. You can call these golden agers solo seniors, orphan seniors, or seniors on their own. Whatever they're called, they have special needs. Attorney Eric Olsen, Executive Director of the HELPS Nonprofit Law Firm, discusses both their financial and social needs, and how to address them. The attorney works with many struggling seniors who have no other means of support, and knows how to deal with their special needs. He explains how they need to live within their means, how to address high housing and transportation costs, how their income and bank accounts are protected, and how they can get both social and financial support.

His advice could help you – or a solo senior you know – deal with being on their own.

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Like to save money? Please watch: "The Best Senior Citizen Discounts"
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[lorettafrank]

Because I came across ur teaching, I have helped my mom and dad keep their home. And I was able to get them a new transportation. Dad being 95 and blind, my mom 88. 😢 I have printed so much of ur info. I helped my uncle as well.

[theresahickscch]

I have no family, no kids and am flying solo. I must admit it’s awful. Right now, I’m grieving the loss of a beloved cat and honestly, my life is not good. I spend too much time in my head. Truly, society doesn’t give two straws about the elderly. I’m very glad you both care enough to do these videos.

[kayschares]

If you don't pay your debt then your credit becomes shot. If you try to find a cheaper place to live you won't be able to becuz of your credit score. Plus moving is expensive. Also, it's hard to get Section 8 housing. So many on the list and usually the housing is in areas where the seniors don't feel safe. Wish this would have been covered.

[wandaglodowski]

Thank you to the both of you for your Intelligence, compassion and efforts to help seniors. I personally have found emotional relief listening to you.

[sesamefrederick]

THANKS FOR SHARING, EXCELLENT. SHARED POST

[learnbyheart]

I am so happy to find this Channel, thank you.

[bethdavis]

I thought I was good to go for retirement and then Cancer hit me. When the 3rd diagnosis hit and I chose to fight and went with a proven but expensive treatment, I quickly went thru most of my savings in two years. I could not keep up with some of my bills and now my life is hell makes me wish I had not fought the cancer.

[GS-stns]

These Videos in conversations are always enlightening. There's so much that can be gained if we just apply it for ourselves or other people. Thank you for being there

[margaretlouise]

$1100 is CHEAP for housing. In NM a one bedroom apartment right now is running from 800 for a dump to 1500 for a moderate apartment. Not talking about Santa Fe, but in the poorer areas. Santa Fe would be over $2500. What's to be done about that??? The elderly are the fastest growing population of homeless. That's why.

[GetAGENTORANGEOUTDumpty-edse]

You are WONDERFUL AMAZING human beings, BLESS YOU BOTH 🎗

[Headcase]

I called the HELPS line and a nice lady answered. I sought advice on what to do when I visited the judge over my pending eviction. In my 67 years I have never been in a situation like this. She told me HELPS is just for any help I need getting creditors to stop harassing me. I told her that could be more of a problem if I didn't have a block on my phone. Right now it is far down the list. If harassing creditors isn't your problem or isn't the problem you need help with right away then this isn't the help you need. Nice of them to do what they do though,

[darykinnaman]

The one thing you don't mention is that once your credit is ruined, it makes it really hard to find an apartment. They check your credit and send you packing. I just was applying for a nice senior high rise and got denied. Now what do I do?

[cherylrusso]

I lost my husband of 37 years in the very early days of covid19. Subsequently found out his home Healthcare provider had emptied our bank account. I had just sold my cape may NJ beachfront property she got that and my car. I found myself homeless careless broke and on the streets alone of course my income was also cut in half. I've been homeless for the past 2 years . I hear about all this funding but all I was offered was a tent last February. It's hopeless I believe?

[crazycrittersandvintagecol]

I’m disabled and I just turned 60 and live off of $1100 and can’t afford a place to live, my car and insurance eat up most of my money so I’m lost as to what to do. My doctor cut my liver during gallbladder surgery and I’ve never been the same. I would love to share a house with an elderly person who needs social interaction while helping me with a roof over my head. My credit keeps going up because of my income but don’t I have to pay them if I want good credit?

[jerrycaddell]

My husband has stage 4 lung cancer. I am alone taking care of him. Will the medical debt cause me to lose the house when he passes

[donnatorres]

I m solo and because of old student loan I have been garnished. I make 855 a mo. And the take $50 a month it stopped temporarily because of pandemic.

[JudithSleed]

The Hospital wanted to admit me, because I did not have ride home!!!

[jimmytheexpat]

i am an English teacher living in china and never have received any of the stimulus checks the govt. gives everyone ... how do i get these? i am trying to save money to return home but am afraid of starting my social security in march when i turn 62 and since it's under 800$ how does one make it...

[suzanmiller]

I am 65 years old with no money. I am being forced to move in two days. I am also a solo senior without a support system. Please help me

[virginiajanoulis]

what about a 23 year old restitution debt that 15% is being taken from my Social Security every month?