Applying for home loan [Most Common Reason to be DECLINED in 2024]

For home loan enquiries

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T: 1300 088 065

Mortgage Broker Brisbane - Hunter Galloway
Head Office: 3 Latrobe Tce Paddington QLD 4064
PO Box 841, Paddington QLD 4064
CBD Office: Level 20, 300 Queen Street Brisbane, QLD 4000

Hunter Galloway are an Award Winning Mortgage Broker based in Brisbane. We help clients from our local area, Australia, and all over the world. We believe buying a home should be stress-free and uncomplicated, and we will work for you to make your dreams become reality.

Next steps and settling your first home

Our team here at Hunter Galloway is here to help you buy a home in Brisbane. Nathan & Joshua Vecchio are Senior Mortgage brokers who specialise in making your home journey easy.

Unlike other mortgage brokers who are just one person operators, we have an entire team of experts to help make your home loan journey as simple as possible.

If you want to get started, please get in touch and we can book a time that suits you – either a phone call information session or a face to face meeting (which doesn’t cost anything for you).

DISCLAIMER:
This video offers no Legal, Financial and Taxation advice, and the information contained is general and does not take into account your personal situation. The Listener acknowledges, consents and agrees to the viewing of the content presented on the Channel is subject to the full Disclaimer (below) and agrees to be unconditionally bound by this Disclaimer.

[geraldynson]

its becoming a turnoff of buying a house especially you just want roof over your head and you know to yourself that youll be able to commit and pay the loan but instead you feel uncomfortable owning one because of so many uneasy requirments especially if your a first home buyer

[itsreallyrona]

Well, technically, Steve WAS single if he's never married. And even so, What if he just wanted the house in his name? If his partner had bad credit rating?

Ugh Banks re the 'assuming' about the woman and IVF. What's that they say about assuming?

[sallymafohla]

We want to purchase a property that the previous owners didn't finish renovating. Problem is.. we have 60k savings bank will only give us a maximum of 220k but we can only borrow what the bank values the purchase price not the total cost including 40k renovations....will a construction loan help me in this scenario? Should I only supply 44k deposit but it still leaves me 26k short....advice to get around this

[drevil]

Do you think I would get knocked back from a home loan if I have a large crypto account? Is that something the banks would be scared of? Or a large sum in a share portfolio they would consider high risk?
Also does having a large super account count for anything??
Thanks for the video guys excellent tips 👍

[franceslock]

He’s not married, he’s not living with her - he is single. Since when is your private life their business?

[stevetravelsaus]

It would be better to have Australian Spelling in your graphics. We don’t spell Cheque like the Americans.