Best Low Risk Investment for 2024 | Government Securities Mutual Funds | GILT Funds Explained

In this video, we will discuss about everything you need to know about GILT Funds, or debt mutual funds which invest in Government Securities and Bonds. It is a good investment option for those looking at low-risk investing, especially for stable returns.

Welcome to a marketfeed video, by Ajay Ajith.

00:00 Introduction to GILT Funds
02:09 Benefits and Advantages of GILT Funds
06:59 Who should invest invest? How much to invest?
08:40 GILT Funds and ETFs available in the market

Disclaimer:
This video is created to educate people in the field of the Stock Market. Investing & Trading in Stocks or other instruments are subject to market risks. Kindly seek advice from your financial advisor before investing or trading. Viewer Discretion is advised for opinions shared in this video and I hereby acknowledge that I am not a SEBI-registered Research Analyst or Investment Advisor.

Presented to you by #marketfeed from the house of #fundfolio

[raghunadha.r.]

I have both SBI and Kotak
Almost a year back and now at + 6-7%

[ManjuMathad-ug]

@Marketfeed - Now Fed has reduced .50% int rates, hope RBI too reduce rates in coming days. Hence, can we invest lumpsum amounts on Gilt funds at this moment?

[sachinnema]

You have not mentioned one major disadvantage of gilt fund which is its tax inefficiency.All gains despite investing in govt needs they are treated as your income and taxed according to your tax slab

[EbyTom]

Was searching for something that would be a good cash component for pledging which can give better returns over liquid bees, thanks Ajay :)

[martinpaulhere]

not sure if there is a rule that says that if a mutual fund company fails they you will get back all your money .? While govt may redeem securities what if mutual funds did some frauds with your money and is unable to distribute same back per units to holders? I don't think all customers of the recent troubled closed Franklin templeton fund got all their money back after all these years ? Rbi regulated FD spit across multiple banks may be safer than less regulated mutual funds industry ..whether in govt bonds or otherwise ..yes agree mutual funds give better returns than FDat a risk but dont think this comparison of risks is correct .why not directly buy govt securities bonds and you will recieve intrest twice an year tax free ..why mutual fund needed to buy govt securities

[askvineet]

plz show us practically how to buy gilt fund in our broker and take pledge amount, step by step.

[auraindia]

What about taxation and indexation...?

[AnjishnuSKamal]

Can i pledge gsec bid through rbiretaildirect, does it requires move bond to demat account, does rbiretaildirect has depository as cdsl/nsdl, fully confused
Help

[redbull]

Why not investing in direct g sec bond? Why mutual fund is required?

[dkTruthBuster]

Good video Buddy. Keep doing more of these types. Looking forward to it.

[AMJINDIA]

Kya ho agar hum bank ka paisa isme daal de aur isme se hi jaruart ke samay paisa nikalte rahe monthly basis par? Swp? Is there is any issue in this concept

[TanuBarse-objx]

Sir is it good if I am waiting for perfect investment entry in equity till I want decent returns .

[rules]

Gilt fund is lower overall risk, but there is huge intrest risk. so selling when you want may not work..
Unless you can predict the bond market, it's a trap.. said this I made 13% returns from Guilt fund.. it's not for beginner.. be aware..

[arghyapathak]

In case of gsec, interest used to paid on quarterly basis, but what about gilt Mutual fund how they pay interest or all those are accumulated value paid when i will going to sell

[subhopramanik]

What is the capital gains tax rules on gilt funds and gilt ETF (LTGILTBEES)

[crawlerguys]

May be you can try ujjivan fd, no penalties if you keep it for min 6 months.

[anoophari]

Gilt exchange etf better or gilt mutual funds better to pledge for option selling.. how it differs each other

[sandu]

Was invested but broker not allowing for pledging... Angel one

[blu-]

GILT vs T bills vs G sec.
plz explain