2nd Half 2020 Mortgage Rate Update

I am going to discuss where interest rates are now and where they may be going in the next 6 months until the end of 2020.

WANT TO DISCOVER 38 PROVEN HACKS AND TRICKS WHEN IT COMES TO BUYING YOUR VERY FIRST HOME?
I created a free book for first time home buyers that will help you get through the home buying process as smoothly and easy as possible!

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HAVE A QUESTION ABOUT GETTING A LOAN IN CALIFORNIA?

Book a call with me or my one of my home loan advisors:

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FOLLOW ME ON THESE DIFFERENT PLATFORMS FOR MORE LOAN UPDATES:

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**LOAN PROGRAMS I RECOMMEND IN CALIFORNIA**

1) FANNIE MAE HOME READY PROGRAM

This lets you know if the property you are looking at, qualifies for the home ready program where you only need to put down 3% so that you can get a killer deal!

2) FHA Program - Only 3.5% Down Payment Required and Perfect for First Time Home Buyers. Low FICO OK. Low Down Payment OK.

3) Conquest Program with UWM - 2.5% - 3% on a 30 year fixed mortgage. For highly qualified buyers and homeowners only.

Must meet the following requirements:

1. It has to be your primary residence or a secondary home

2. You havent gotten a loan with United Wholesale Mortgage in the last 18 months

3. 22 Day Lock Period ONLY - This means you have to close your loan within 22 days which is totally doable because this lender moves really fast but that also means you have to move quickly as a borrower and submit your documents ASAP.

Additional requirments may apply to qualify for these programs.

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Roger Mansourian
Vantage Home Loans
145 S. Fairfax Ave. #200
Los Angeles, CA 90046
NMLS # 1394651
BRE # 01766463

[veronicaguzman]

I wish you had an office in Sacramento! I am trying to be a house by March 2021. (thats when my lease is up where im renting) I have been given the runaround by so many mortgage brokers on misinformation - you are very upfront and seem very honest and willing to go the extra mile for your clients! I just signed with a credit repair agency to bring my score up to 700 and every one of your video helps me understand more of the homebuying process. When i have talked to realtors/lenders in the past, they speak to me like i already know what closing costs are, dti is, credit score requirements, income eligibility etc. I swear i have learned more in the 1 hour i have spent watching your videos than in the past 3 months i have been speaking with these people! Thank you again for your videos!!!

[raulryuayala]

What’s your opinion on going 0% down payment with Navy Federal credit union? Any cons/pros you may have heard with this lender?