# 18 Roth IRA Conversions and Chunking Strategies

Roth IRAs and Roth 401(k)s grow and come out tax-free at retirement. Mark and Mat outline the steps to get to Roth (it's for high-income earners too) from traditional IRA or 401(k)s and cover the sweet spots to keep the tax burden low when converting to Roth.

Directed IRA has helped thousands of self-directed investors and has processed over half a billion in self-directed transactions. It is the highest-rated self-directed IRA custodian based on verified google reviews and takes pride in providing knowledgeable and helpful service to its customers.

[djdietz]

Current customer here.... Thanks for the great info, I learned a few things! There are so many different opportunities out there and you guys make it easier to understand them all. I converted ALL of my Traditional over to ROTH when they started and let you spread out the tax over a few years, but have made a lot of Traditional Contributions since for the tax breaks in certain years. This really helped me understand how I should go about getting more converted. Thanks, Dan from WI

[babyblue]

do i pay the taxes from my savings or is it to be deducted from the traditional IRA account? oh, not so good if I have to wait 5 years after converting it. I am 63 so it sounds like I still have to wait. either way, I have to pay. then i rung into the risk of my investment declining after i pay the conversion taxes, not good for me :(